Cover-More Travel Insurance
Compare Cover-More Travel Insurance policies
The table below displays a snapshot of Cover-More’s policies on Canstar’s database, sorted by Star Rating (highest to lowest). Please note the products and Star Ratings displayed are based on a couple travelling to the USA aged under 70.
What types of travel insurance does Cover-More Travel Insurance offer?
Cover-More offers both domestic and international travel insurance. For international travellers, you are able to select the plan that best suits your needs: International Premium, International Medical Only, and Inbound. If you are travelling domestically, Cover-More offers the following plans: Domestic, and Domestic Cancellation. An Annual Multi-Trip plan is also available to those who travel frequently and want to purchase a policy that covers trips taken (you choose the maximum number of days per journey) over a 12-month period.
Cover-More also provides a wide range of add-ons and supplemental coverage such as Adventure Sports add-on protection, Rental Car Insurance Excess, and more. Cover that includes a multi-night cruise is also available with Cruise Cover.
If you’re unsure as to which kind of travel insurance is most appropriate for you, or if would like to better understand the differences between the different types of cover offered, check out our comprehensive guide on travel insurance.
What does Cover-More’s international travel insurance cover?
Cover-More’s International Premium plan provides cover for:
- Overseas medical cover: Cover-More Premium offers unlimited cover for overseas medical, dental and hospital expenses. Sub-limits apply so check Cover-More’s policy wording to find out more.
- Loss/theft of personal items: If your luggage or personal effects are accidentally lost, stolen, or damaged while travelling, Cover-More can potentially replace, repair, provide a replacement voucher, or pay you the monetary value of the item(s).
- Travel cancellation and delays: Cover-More’s Premium Plan and Inbound Plan do not automatically include cancellation cover, however, you can add the amount of the cancellation cover that suits you when choosing a policy. On particular plans, there is also cover provided for reimbursement of up to $200 for accommodation if your pre-booked transport is delayed for at least 6-hours due to unforeseen circumstances.
- Rental car excess: If, as a result of an unexpected event, the rental vehicle you have hired is stolen or damaged during your journey, Cover-More may be able to provide cover for the rental car insurance excess you become liable to pay.
- 24/7 assistance: Cover-More’s emergency worldwide assistance team is available 24 hours a day via phone.
- Lost or stolen documents: Cover-More will provide cover for the cost involved in replacing important documents that have been lost or stolen.
Please note exclusions may apply. For example, your medical cover does not cover claims for medical or dental treatment received in Australia, and it will only provide cover for serious unexpected pregnancy complications up to and including the 23rd week, but not cover costs relating to childbirth or the health or care of a newborn child.
For more details about what is and isn’t covered, check out the Product Disclosure Statement on Cover-More’s website.