Beyond Bank Travel Insurance

Beyond Bank

Beyond Bank is a provider of travel insurance, bank accounts, loans, credit cards, as well as several other financial products.

What types of travel insurance does Beyond Bank offer?

Beyond Bank offers both domestic and international travel insurance.

At the time of writing, it offers four levels of travel insurance cover:

  • Comprehensive Plan – its highest level of cover, designed for overseas trips
  • Domestic Plan – only covers trips within Australia
  • Essentials Plan – basic cover for overseas trips
  • Multi-Trip Plan – cover for multiple journeys within a 12-month period

Please note that all Beyond Bank travel insurance policies are underwritten by Allianz.

Canstar does not currently compare Beyond Bank travel insurance, but you can compare other travel insurance providers on our database:

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What does Beyond Bank domestic travel insurance cover?

Beyond Bank’s domestic travel insurance policy will cover you for events including lost or stolen luggage, delayed/cancelled/rescheduled flights, stolen, lost or damaged belongings, sickness/injury, and more.

Please note that exclusions may apply, including any injuries or losses sustained due to reckless conduct or being under the influence of drugs or alcohol.

For more details about what is and isn’t covered, check out the Product Disclosure Statement on Beyond Bank’s website.

What does Beyond Bank international travel insurance cover?

Beyond Bank’s Comprehensive international travel insurance policy may cover you for events including lost or stolen luggage; delayed/cancelled/rescheduled flights; stolen, lost or damaged belongings, as well as providing unlimited cover for overseas medical expenses.

Beyond Bank’s Essentials international travel insurance policy provides reduced cover for things like cancellations, travel delay expenses, and luggage/personal effects, while providing no cover for certain things covered under the Comprehensive policy such as accidental death, permanent disability, loss of income, and travel documents.

Beyond Bank’s Multi-Trip policy provides the same level of cover as the Comprehensive policy, however it has limitations pertaining to journey and policy duration. See the PDS for more.  

Please note that exclusions may apply, including any injuries or losses sustained due to reckless conduct or being under the influence of drugs or alcohol.

For more details about what is and isn’t covered, check out the Product Disclosure Statement on Beyond Bank’s website.

Does Beyond Bank travel insurance have overseas hospital cover?

Yes, Beyond Bank ‘s Comprehensive, Essentials, and Multi-Trip international travel insurance policies all provide unlimited cover for overseas medical and hospital expenses.

As always, various conditions and exclusions may apply, including injuries or illness resulting from reckless conduct, or anything resulting from a pre-existing condition.

For more information, read Beyond Bank’s Product Disclosure Statement.

Does Beyond Bank travel insurance cover lost, stolen or damaged luggage?

Yes, Beyond Bank will cover you up to a certain amount for replacing or reimbursing luggage and personal effects that are lost, stolen or damaged while travelling.

Under both Beyond Bank’s Domestic, Multi-Trip, and Comprehensive international travel insurance policies, singles and duos are covered for up to $10,000 per person in luggage and personal effects, whereas families are covered for up to $20,000. Their Essentials plan provides up to $3,000 worth of cover for singles and up to $6,000 worth of cover for duos and families.

Does Beyond Bank travel insurance cover cancellation fees?

Yes, all of Beyond Bank’s travel insurance policies provide cover for lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances outside the traveller’s control on a policy. Their Essentials Plan provides up to $10,000 of cover, while the Comprehensive, Domestic, Multi-Trip, and Non-Medical plans all provide unlimited cover. Read the Product Disclosure Statement for more information.

How do you take out travel insurance from Beyond Bank?

First, consider comparing your options with Canstar to find a travel insurance product that meets your needs. If you decide to go with Beyond bank, you can generate a quote through its website.  

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How do you lodge a claim with Beyond Bank?

You can lodge a claim with Beyond Bank online through the Allianz Global Assistance claim manager, which can be found here. You may need details of your policy on hand, as well as identifying documents such as your passport or driver’s license in order to make a claim.

About Beyond Bank

Beyond Bank says it is 100% customer-owned, and claims to be one of Australia’s largest customer-owned banks. Founded almost 60 years ago, Beyond Bank now has over$ 4.7 billion in assets, 200,000 customers, and over 40 branch locations.

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Written by: James Hurwood | Last updated: February 14, 2019