GIO Car Insurance

GIO is a provider of car insurance, boat insurance, motorcycle insurance, caravan insurance, home insurance, life insurance, travel insurance, and business insurance.
GIO car insurance

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See below for a snapshot of GIO’s car insurance products on offer for a 30-39-year-old male living in Victoria who does not require an extra driver under 25.

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What types of car insurance does GIO offer?

GIO offers Platinum, Comprehensive, Fire Theft and Third Party Property Damage, and Third Party Property Damage car insurance policies.

If you’re unsure as to which kind of car insurance is most appropriate for you, or don’t understand the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.

How do you buy car insurance from GIO?

You can purchase a GIO car insurance policy either online or over the phone, by calling 13 10 10 (open 7 days), after comparing car insurance on the Canstar website.

How do you lodge a claim with GIO?

You can lodge a claim with GIO either online, through the GIO mobile app (for Comprehensive and Platinum policies only), or over the phone by calling 13 14 46 (open 24/7). Here’s our guide to navigating the car insurance claims process.

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GIO’s online quote facility allows you to nominate an amount you want your vehicle to be insured for from within a certain range. If you’re not sure whether market value or agreed value would be best for your vehicle, read our article explaining the difference between market value and agreed value.

GIO allows you to add cover for fire and theft and cover for a hire car after theft to a Third Party Property Damage policy. GIO allows you to add optional windscreen cover, hire car cover for unlimited days after accident, and lifetime new car replacement to a Comprehensive policy. Extra premiums may apply to optional extras cover.

Yes, GIO allows you to nominate a higher or lower excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium. Find out more about car insurance excesses here.

You can renew your GIO car insurance policy online. If you’re not sure whether to renew or switch, here’s our guide to choosing, and if you do decide to switch car insurance policies, here’s how you do so.

Make sure you compare car insurance policies before simply renewing the same policy, so that you continue to get outstanding value insurance at a great price:

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GIO Australia was founded in 1927 as the Government Insurance Office, to provide workers’ compensation insurance previously managed by the NSW Treasury Insurance Branch. The ownership of GIO changed in 2001 when it was bought by Suncorp, and in 2013 when it was bought by AAI Limited.

GIO have some great TV ads – it was hard to pick just a few to show you. Their 1986 classic song and 1983 ‘Oh my goodness, the chips’ are classics that can only be matched by the 2006 ‘Bye Bye House’.

GIO supports the community in a number of ways. They support Youngcare so young people with a disability can have a fulfilling life with other young people in age-appropriate care; Wheelchair Sports NSW to help Aussies have fun and stay healthy after a life-changing event; and TAD NSW to design and build affordable home modifications and mobility aids for people with a disability.

GIO is also a sponsor of the NSW Rugby League, the NSW State of Origin team, and the Schoolboy GIO Cup competition.

The table below displays a snapshot of comprehensive car insurance policies on our database that at the time of writing offer a no claim bonus that isn’t always impacted by hail and flood damage or theft claims. Please note the results are based on a 30-39 year old male who lives in New South Wales and does not require an extra driver under 25 (with link to provider’s website, ordered by Star Rating), so some products may not be available to you. Remember to read the PDS carefully to understand each insurer’s policy on their no claims bonus.

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Written by: TJ Ryan | Last updated:

CANSTAR is an information provider and in giving you product information CANSTAR is not making any suggestion or recommendation about a particular insurance product. If you decided to apply for a car insurance, you will deal directly with an insurance provider, and not with CANSTAR. Rates and product information should be confirmed with the relevant insurance provider. For more information, read our detailed disclosure, important notes and additional information.

The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.

Important Notes: The Star Ratings in this table were awarded in May 2017. The search results do not include all providers and may not compare all features relevant to you. View the CANSTAR Car Insurance Star Ratings Methodology and Report. The rating shown is only one factor to take into account when considering products.