Poncho Car Insurance
What types of car insurance does Poncho offer?
Unlike some other insurers which offer a range of policies and cover options, Poncho offers one catch-all comprehensive insurance policy that covers all cars you wish to insure. If you wish to insure multiple drivers on the one policy, then Poncho will allow you to do this as well, with a flat excess of $800 for each.
If you’re unsure about which kind of car insurance is most appropriate for you, or you’d like more information on the differences between the different levels of cover, here’s our guide to the different kinds of car insurance. You can also read more about comprehensive car insurance in particular.
Comprehensive car insurance
Poncho offers one comprehensive car insurance policy, covering you for loss or damage to your car caused by a variety of incidents, as well as legal liabilities for you and anyone using your car with your consent. Poncho covers you for loss or damage to your car throughout the insurance period, caused by:
- Accidental collision
- Fire or explosion
- Theft or attempted theft
- Vandalism
- Storm, flood or water
- Lightning or hail
- Accident
Poncho will cover your legal liability for damage your vehicle or trailer causes to other people’s vehicles and property up to $20 million. Some exclusions, limitations and other terms and conditions apply, so it’s important to read Poncho’s product disclosure statement (PDS) carefully.
Poncho Car Insurance FAQs
This article was reviewed by our Sub-editor Tom Letts before it was published as part of our fact-checking process.