NRMA Car Insurance

NRMA is a provider of car insurance, CTP insurance, home insurance, holiday rental insurance, travel insurance, and business insurance.

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See below for a snapshot of NRMA’s car insurance products on offer for a 30-39-year-old male living in Victoria who does not require an extra driver under 25.

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What types of car insurance does NRMA offer?

NRMA offers several different types of car insurance policies: Comprehensive Plus, Comprehensive, Third Party Fire & Theft, Third Party Property Damage, and Veteran, Vintage & Classic Vehicle.

If you’re unsure as to which kind of car insurance is most appropriate for you, or don’t understand the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.

How do you buy car insurance from NRMA?

You can purchase an NRMA car insurance policy online, after comparing car insurance on the Canstar website. If you need help applying, call NRMA on 132 132 (open 7 days during business hours).

How do you lodge a claim with NRMA?

You can lodge a claim with NRMA online or over the phone by calling them on 1300 546 125 (open 24/7). Here’s our guide to navigating the car insurance claims process.

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NRMA only allows you to nominate an agreed value on a Comprehensive Plus policy. All other policies are based on market value. If you’re not sure which one would be best for your vehicle, read our article explaining the difference between market value and agreed value.

NRMA allows you to add optional cover for a hire car, excess-free windscreen/glass damage, personal injury, No Claim Bonus Protection, and vehicle pick-up to a Comprehensive policy, making it a Comprehensive Plus policy. Extra premiums may apply to optional extras cover.

Yes, NRMA allows you to nominate a higher or lower excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium. Find out more about car insurance excesses here.

You can renew your NRMA car insurance policy online. If you’re not sure whether to renew or switch, here’s our guide to choosing, and if you do decide to switch car insurance policies, here’s how you do so.

Make sure you compare car insurance policies before simply renewing the same policy, so that you continue to get outstanding value insurance at a great price:

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NRMA Insurance was established in 1925 by the National Roads and Motorists’ Association, in order to provide car insurance to members in NSW and the ACT. In 1995, they added Queensland to the mix as well.

NRMA is the trusted insurer for millions of Australian drivers, and they employ 400 people in Queensland alone. Apart from your car, you can also insure your other vehicles: motorbike or scooter, bicycle, caravan, or boat.

Source: NRMA Insurance

You can download the NRMA Insurance App on the Apple iTunes Store or Google Play for Android.

NRMA is proud to have been among the first to provide CTP Green Slip insurance. Up until June 2013, NRMA Insurance was the only licenced provider of CTP insurance in the ACT.

NRMA is now part of the Insurance Australia Group (IAG), the largest general insurers in Australia and New Zealand. NRMA have created partnerships to provide car insurance in other states: with SGIC in South Australia, and with SGIO in Western Australia.

NRMA also supports their community in a number of ways including:

  • Raising awareness of child car safety and offering free child restraint safety checks
  • Supporting 150 Australian community organisations every year through their community grants program
  • Being a corporate supporter of the NSW State Emergency Service (SES)
  • Sponsoring the Brisbane Broncos

Source: NRMA Insurance

NRMA is also an environmentally friendly company. They offer a 10% discount for fuel efficient cars, have reduced their carbon footprint by 30% since 2006, have reduced their carbon dioxide equivalent emissions by 5% per year since 2009, and are a signatory to the UN Environment Program’s Finance initiative.

The table below displays a snapshot of comprehensive car insurance policies on our database that at the time of writing offer a no claim bonus that isn’t always impacted by hail and flood damage or theft claims. Please note the results are based on a 30-39 year old male who lives in New South Wales and does not require an extra driver under 25 (with link to provider’s website, ordered by Star Rating), so some products may not be available to you. Remember to read the PDS carefully to understand each insurer’s policy on their no claims bonus.

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Written by: TJ Ryan | Last updated:

CANSTAR is an information provider and in giving you product information CANSTAR is not making any suggestion or recommendation about a particular insurance product. If you decided to apply for a car insurance, you will deal directly with an insurance provider, and not with CANSTAR. Rates and product information should be confirmed with the relevant insurance provider. For more information, read our detailed disclosure, important notes and additional information.

The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.

Important Notes: The Star Ratings in this table were awarded in May 2017. The search results do not include all providers and may not compare all features relevant to you. View the CANSTAR Car Insurance Star Ratings Methodology and Report. The rating shown is only one factor to take into account when considering products.