Bingle Car Insurance

Bingle is a specialist provider of comprehensive and third party car insurance.

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See below for a snapshot of Bingle’s car insurance products on offer for a 25-29 year old male living in NSW without an extra driver under 25 years old. Before committing to a particular car insurance policy, check upfront with your provider and read the PDS to confirm whether a particular policy meets your needs before deciding to commit to it. You can compare other car insurance policies using Canstar’s comparison tables.

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What types of car insurance does Bingle offer?

Bingle offers comprehensive and third party property damage car insurance.

Bingle comprehensive car insurance

Bingle’s comprehensive car insurance includes cover for accidental loss or damage to your car, as well as accidental damage to other people’s cars and property if you are legally liable. It also covers damage caused by events like fire, storm and floods and the cost of replacing or repairing your car if it’s stolen, vandalised or damaged by a break-in. Bingle’s comprehensive car insurance can also cover your car if it is used for ridesharing apps like Uber.

Bingle third party car insurance

Bingle’s third party car insurance includes cover for accidental damage to other people’s cars and property if it is caused by your car as well as legal liability for accidental damage. Bingle says it can also cover you if you cause accidental damage to someone’s car or property while using your car for ridesharing.

Read Bingle’s product disclosure statement (PDS) for more information on cover inclusions and exclusions as well as any other terms and conditions that apply to its cover.

What additional features does Bingle offer on its car insurance products?

On its comprehensive car insurance policy, Bingle lets you add windscreen and window glass cover as an optional extra. This covers the cost of repairs or replacements without you needing to pay an excess. It also offers new for old replacement as an optional extra for cars up to three years old. You can also add ‘Keep Mobile’ cover, which provides you with a hire car while your car is under repair. Bingle says it will provide a hire car that is of a similar make and model to your car. Bingle also says it will extend your insurance coverage to the vehicle you are using in the meantime (for example, whether that is a hire car or your partner’s car).

Bingle says an extra premium will apply to each optional extra. Read Bingle’s PDS to see if any exclusions, limits or other conditions apply.

How do you buy car insurance from Bingle?

First, consider comparing car insurance policies with Canstar to find a product that suits your needs.

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If you choose to go with Bingle, you can get a car insurance quote on Bingle’s website.

How do you lodge a claim with Bingle?

You can lodge a claim with Bingle online. During the claims process, as well as your policy details, Bingle says you may need to provide additional information such as photos showing the loss or damage.

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Bingle car insurance FAQs

At the time of writing, Bingle car insurance only offers coverage for the market value of your car. Here’s an article which explains the difference between market and agreed value.

Bingle does not allow you to nominate an excess. Bingle has three excesses – a standard excess, an age excess if a driver under 25 years old was using your car at the time of the incident, and an unlisted household member or unlisted regular driver excess.  According to Bingle, the exact excess you will pay will depend on which state or territory you are in and who was driving your car at the time of the accident. Read the PDS to find out more and see all the terms and conditions.

If you pay for your Bingle car insurance annually, you can pay your Bingle car insurance renewal through Bingle’s website. If you pay monthly, Bingle says your policy will automatically renew. If Bingle offers to renew your policy, it says it will send you a renewal notice before your policy expires. Unless you cancel paying your premium by instalments, you will continue to pay instalments for the new period of cover.

Make sure you consider comparing car insurance policies before simply renewing the same policy.

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Bingle was founded in 2007 as an online-only car insurer. Bingle is part of the Suncorp Group along with other insurers such as Suncorp, AAMI, GIO and Apia.

 

Top Car Insurance Policies by Star Rating

If you’re in the market for a car insurance policy, check out the table below which includes a snapshot of car insurance policies on Canstar’s database for each of a 25-29, 30-39 and 40-49 year old male driver in NSW without an extra driver under 25 years old, with links to providers’ websites. The results are sorted by Star Rating, then by provider name (alphabetically). Check upfront with your provider and read the PDS to confirm whether a particular policy meets your needs before deciding to commit to it.

 

Written by: TJ Ryan | Last updated: April 7, 2020