Bingle Car Insurance

Bingle is an Australian car insurance provider, offering both comprehensive and third party car insurance. We have provided an overview of Bingle’s car insurance cover below.

What types of car insurance does Bingle offer?

Bingle offers specialist comprehensive and third party property damage car insurance, at the time of writing.

If you’re unsure about which kind of car insurance is most appropriate for you, or you’d like more information on the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.

Below is further information on Bingle’s comprehensive car insurance product.

Bingle Comprehensive Car Insurance

Bingle offers comprehensive car insurance to cover accidental loss or damage to your car (including theft, vandalism, and malicious damage) as well as accidental damage to other cars if you are legally liable. They also cover damage to your car caused from weather events – for example, storm, fire, hail, and flood. Bingle can also cover your car if it is used for ridesharing purposes and apps, such as Uber (conditions do apply), and for Learner drivers listed on the policy.

Comprehensive car insurance is Bingle’s highest level of car insurance cover and is designed to protect drivers against the cost of damage to their car, as well as to other people’s vehicles and property that may have been caused from the use of your car.

Some of the features offered by Bingle at the time of writing include:

  • Cover for accidental loss or damage to your car
  • Liability cover
  • Towing and storage costs
  • Emergency travel, accommodation and repairs
  • Baby capsules and child seats

In addition, customers can choose to add on the following optional features at an extra cost:

  • New for old – when your car is determined to be a total loss, Bingle will replace it with a new car of the same make and model. Conditions apply.
  • Windscreen and Window Glass Only Cover
  • Keep Mobile – Bingle will arrange a hire car for use under the same insurance cover if due to an accident covered by this policy.

Bingle Third Party Property Damage Insurance

Bingle’s Third Party Property Damage Insurance covers accidental damage to other cars and property caused by your vehicle. It does not cover accidental damage to your own car. This policy also covers accidental damage to other people’s cars when using your own for ridesharing apps.

Some of the features offered by Bingle at the time of writing include:

  • Legal liability for accidental damage
  • Accidental damage to other people’s cars/property if the damage was caused by your vehicle
  • Cover for other people driving your car
  • Liability for damage caused by caravans and trailers
  • Ridesharing

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Bingle car insurance FAQs

How do you buy car insurance from Bingle?

First, consider comparing comprehensive car insurance policies among a range of providers with Canstar to see if you can find a product that suits your needs.

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If you choose to go with Bingle, you can get a car insurance quote directly through their website.

Does Bingle let you nominate a higher or lower excess?

Yes, Bingle lets eligible policyholders nominate a higher or lower excess amount. Bingle information states that its Standard excess can range between $600 to $2,200 for drivers who are listed on your insurance policy.

Remember, generally the higher the excess, the lower the car insurance premiums will be and vice versa.

Bingle’s PDS states that in addition to the Standard excess that is applied to all claims, there could also be:

  • age excess if a driver under 25 years of age was using your car at the time of the incident;
  • an unlisted household member or unlisted regular driver excess.

These excesses would be paid in addition to any Standard excess, and are typically not negotiable at the time of taking out the policy.

Does Bingle let you choose between market and agreed value?

Bingle only offers to cover the policyholder’s vehicle for its market value rather than an agreed value for most claim types. Some exclusions may apply. Check with Bingle for details.

If you’re not sure if this option would be suitable for your vehicle specifically, here’s an article about market vs agreed value which could help you make your mind up.

You can lodge a claim with Bingle by completing an online form through their website. Once the claim has been lodged, you can check the status of your claim via their online portal, and you may be able to choose to be updated by SMS and email.

If you pay for your Bingle car insurance annually, you can renew your policy and pay up front directly through their website. If you opt to pay monthly, the policy will renew on it’s own. Unless you cancel your cover prior to the renewal, you will continue to pay installments for the new period of cover.

Consider comparing car insurance policies before simply renewing the same policy, to help ensure you can continue to get the cover you need as well as value for money.

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Bingle is an online-only specialist provider of comprehensive and third party car insurance. It was established in 2019 and is now part of the Suncorp Network.


This content was reviewed as part of our fact-checking process.

Written by: Amanda Horswill | Last updated: October 1, 2021