Lumley Special Vehicles Car Insurance

lumley special vehicles car insurance

Lumley Special Vehicles markets itself as a car insurance provider dedicated specifically to car enthusiasts. According to Lumley, it insures classic, muscle, prestige and vintage cars and motorcycles.

What types of car insurance does Lumley Special Vehicles offer?

Lumley offers two levels of cover: Comprehensive and Third Party Liability. If you’re unsure about which kind of car insurance is most appropriate for you, or you’d like more information on the differences between the different levels of cover, here’s our guide to the different kinds of car insurance

At the time of writing, Lumley says it only offers insurance to drivers aged 25 years and older.

Canstar does not currently compare Lumley car insurance, but you can compare other car insurance providers on Canstar’s database:

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What additional features does Lumley Special Vehicles offer on its car insurance products?

Lumley offers a range of features as standard on its Comprehensive car insurance, including choice of repairer, limited usage cover, lifetime guarantee on repairs, trailer cover and theft of keys and recoding. 

Lumley also allows you to add a range of benefits as optional extras. For example, you can add penalty-free windscreen and side/rear window glass cover, rental car costs following an accident, and cover for your phone and/or GPS as extras. 

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Lumley Special Vehicles car insurance FAQs

No, Lumley only covers the agreed value for your vehicle. Lumley says this means that if your car is deemed a total loss, you’ll have the peace of mind of knowing what the payout will be. Here’s an article that which explains the difference between market and agreed value.

First, consider comparing car insurance policies with Canstar to find a product that suits your needs bearing in mind that some insurers may not offer cover specifically for specialist, prestige or vintage cars.

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If you choose to go with Lumley, you can get a quote on Lumley’s website or over the phone.

Lumley allows you to increase your standard excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium.

You can lodge a claim with Lumley over the phone. Lumley says there are no forms to complete, you’ll just need to provide it with information on what happened, when and where, and details of who was involved.

Before the expiry of your policy, Lumley says it will send you a renewal notice which tells you whether it will renew and on what terms. 

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Lumley Special Vehicles is a provider of car and bike insurance for classic, vintage and prestige vehicles. Lumley is based in Melbourne and is backed by Insurance Australia, which it says is one of Australia’s largest general insurers. 

Written by: Tamika Seeto | Last updated: July 5, 2019