Real Insurance Car Insurance

Real Insurance is a provider of all different kinds of insurance; car, home, life, income, pet, travel and more.
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See below for a snapshot of Real Insurance’s car insurance products on offer for a 30-39 year old male living in Victoria who does not require an extra driver under 25.

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What types of car insurance does Real Insurance offer?

Real Insurance offers Comprehensive, Third Party Property, Fire & Theft, Third Party Property Damage and Pay as You Drive car insurance.

If you’re unsure as to which kind of car insurance is most appropriate for you, or don’t understand the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.

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What additional features does Real Insurance offer on its car insurance products?

Real Insurance allows you to add a range of optional extras, such as:

  • Free, 24/7 roadside assistance anywhere in Australia
  • Hire car cover if your car is stolen or damaged
  • Excess-free windscreen cover

Extra premiums may apply.

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How do you lodge a claim with Real Insurance?

You can lodge a claim with Real Insurance by calling on 13 19 48 from Monday to Friday, 8am – 5pm AESt. Real Insurance advises you to get as much information as possible from witnesses or anyone else involved in the accident, including names, addresses, phone numbers, registration plate numbers and insurance information. When calling this number, you will be speaking to a Hollard’s claims consultant.

Here’s our guide to navigating the car insurance claims process.

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Real Insurance FAQs

Yes, Real Insurance allows you to choose between market value and agreed value for your vehicle.

If you’re not sure which one would be best for your vehicle, read our article explaining the difference between market value and agreed value

You can purchase a Real Insurance car insurance policy online after comparing car insurance on the Canstar website. If you need help applying, call Real Insurance on 13 19 48 or get a quote on its website.

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Yes, Real Insurance allows you to nominate a higher or lower excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium.

You can increase your excess at any time during the length of your policy, but can only decrease it when you are either renewing your policy or during the 14-day cooling off period if you have not made a claim.

Find out more about car insurance excesses here.

Your Real Insurance car insurance policy will automatically renew if you choose not to alter it after receiving your renewal notice. It will send out a renewal offer at least 14 days before your policy expires, listing details on your new premiums and excess. Each renewal is a separate policy, and you must disclose to Real Insurance if you don’t wish to continue.

If you’re not sure whether to renew or switch, here’s our guide to choosing, and if you do decide to switch car insurance policies, here’s how you do so.

Make sure you compare car insurance policies before simply renewing the same policy so that you continue to get outstanding value insurance at a great price:

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Real Insurance is a brand under the Hollard Insurance Company, which distributes a wide range of insurance products such as pet, home & contents and travel insurance. It entered the Australian market relatively recently in 2005, but it has already managed to establish itself thanks to high-quality products at a cheap price.

Real Insurance’s car insurance products come with a 10% discount if you apply online.

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Comprehensive Car Insurance

Canstar Research
Rating:
Award: Outstanding Value Car Insurance

Comprehensive

30-39 year olds

2017 Star Ratings Report

Written by: William Jolly | Last updated: