AAMI Car Insurance

aami car insurance

AAMI is a provider of car insurance, CTP/green slip insurance, life insurance, health insurance, home insurance, landlord insurance, travel insurance, and business insurance.

“Lucky you’re with AAMI.”

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See below for a snapshot of AAMI’s car insurance products on offer for a 30-39 year old male living in Victoria who does not require an extra driver under 25.

About AAMI

Founded in 1969, AAMI is one of Australia’s oldest and largest insurance providers. Today, AAMI is the trusted insurer of around 1.9 million Australian drivers. Download the AAMI Safer Driver App to track your own driving record and see if you can earn 60 points and win free Roadside Assist with your AAMI comprehensive car insurance policy.

At their founding, AAMI pledged to provide a real person to answer every quote or claims phone call, and they still do today. Their customer service team is available 24/7 with no push-button menus or voice recordings. AAMI proudly advertises that they regularly receive customer satisfaction ratings of 90% for their call centre.

AAMI’s slogan, “Lucky you’re with AAMI”, was first introduced in 1985 – over 30 years ago! The original “AAMI Girl” was the Swedish model Carin Sinfors, who first appeared in their TV ads in 1979. These days, many people know AAMI by their TV ads for the safer driver discount, including “What about me? I never claim” and the Rhonda series.

Source: AAMIInsurance

AAMI’s also a real corporate citizen, contributing to their community in a number of ways, both on and off the road. They run a Skilled Drivers course that teaches safe driving techniques to drivers under 25, which has created 85,000 safer drivers since its creation in 1982. You can even watch some of their Skilled Drivers on YouTube.

They’ve also been educating young drivers about the consequences of reckless driving since 2008, though the Prevent Alcohol and Risk Related Trauma in Youth (P.A.R.T.Y.) program.

AAMI has been a long-standing partner of the Victoria State Emergency Service (SES) since 2002, and has contributed over $4.5 million towards equipment and tools to support their brave rescue work.

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AAMI Car Insurance FAQs

AAMI offers Compulsory Third Party (CTP), Third Party Property Damage, and Comprehensive car insurance. If you’re unsure as to which kind of car insurance is most appropriate for you, or don’t understand the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.

AAMI allows you to add optional extra cover for fire and theft to a Third Party Property Damage policy. AAMI allows you to add optional extra 24/7 roadside assistance, cover for a broken windscreen or window glass, and cover for a hire car after an accident to a Comprehensive policy. Extra premiums may apply to optional extras cover.

AAMI’s online quote facility allows you to nominate an amount you want your vehicle to be insured for. If you’re not sure what this means, read our article explaining the difference between market value and agreed value.

You can purchase an AAMI car insurance policy online by clicking on the AAMI policy of your choice in the Canstar car insurance comparison tables. If you need help applying, call AAMI on 13 22 44 (open 24/7).

Yes, AAMI allows you to nominate a higher or lower excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium. Find out more about car insurance excesses here.

You can lodge a claim with AAMI online, through the AAMI mobile app, or over the phone by calling them on 13 22 44 (open 24/7). Here’s our guide to navigating the car insurance claims process.

You can renew your AAMI car insurance policy either online, over the phone, by mail, or at an Australia Post Office branch. If you’re not sure whether to renew or switch, here’s our guide to choosing, and if you do decide to switch car insurance policies, here’s how you do so.

The table below displays a snapshot of comprehensive car insurance policies on our database that at the time of writing offer a no claim bonus that isn’t always impacted by hail and flood damage or theft claims. Please note the results are based on a 30-39 year old male who lives in New South Wales and does not require an extra driver under 25 (with link to provider’s website, ordered by Star Rating), so some products may not be available to you. Remember to read the PDS carefully to understand each insurer’s policy on their no claims bonus.

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Written by: TJ Ryan | Last updated: August 14, 2017