Youi Car Insurance

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Youi is a provider of car insurance, motorcycle insurance, watercraft insurance, caravan and trailer insurance, home insurance, and business insurance. Youi was a winner of Canstar’s 2019 Most Satisfied Customers Award in Queensland and Victoria.

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See below for a snapshot of Youi’s car insurance products on offer for a 30-39-year-old male living in Victoria who does not require an extra driver under 25. If you are considering a Youi car insurance policy, check upfront with Youi and read the PDS to confirm the details of the policy and whether it meets your needs before committing to it.

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What types of car insurance does Youi offer?

Youi offers Comprehensive, Third Party Fire & Theft, and Third Party Property Only car insurance policies.

How do you buy car insurance from Youi?

First, consider comparing car insurance policies with Canstar to find a product that suits your needs.

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You can purchase a Youi car insurance policy online or by calling Youi.

How do you lodge a claim with Youi?

You can lodge a claim with Youi by either calling them on 1300 225 602 (open Mon-Sat), or by completing their online claim form.

Youi car insurance FAQs

Youi allows you to choose between market value and agreed value on a Comprehensive car insurance policy. If you’re not sure which one would be best for your vehicle, read our article explaining the difference between market value and agreed value

Youi allows you to add optional cover to various types of policies, including cover for a hire car, cover for business items and more depending on your choice of policy. Extra premiums may apply to optional extras cover.

Yes, Youi allows you to nominate a higher or lower excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium.

Your Youi car insurance policy will automatically renew if you choose not to alter or cancel it. Youi will send you a renewal offer about four weeks prior to your current policy expiring.

Consider comparing car insurance policies before simply renewing the same policy, so that you continue to get good value and the cover you need.

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Youi was founded in November 2008 and is based on the Sunshine Coast in Queensland. The company actually traces its origins back to 1998 through its sister company, OUTsurance.


Written by: TJ Ryan | Last updated: September 20, 2019