Youi Car Insurance

Youi is a provider of car insurance, motorcycle insurance, watercraft insurance, caravan and trailer insurance, home insurance, and business insurance.

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See below for a snapshot of Youi’s car insurance products on offer for a 30-39-year-old male living in Victoria who does not require an extra driver under 25.

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What types of car insurance does Youi offer?

Youi. offers Comprehensive, Third Party Fire & Theft, and Third Party Property Only car insurance policies. If you’re unsure as to which kind of car insurance is most appropriate for you, or don’t understand the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.

How do you buy car insurance from Youi?

You can purchase a Youi car insurance policy online or by calling Youi on 13 YOUI (13 9684), after comparing car insurance on the Canstar website.

How do you lodge a claim with Youi?

You can lodge a claim with Youi by either calling them on 1300 225 602 (open Mon-Sat), or by completing their online claim form. Here’s our guide to navigating the car insurance claims process.

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Youi FAQs

Youi allows you to choose between market value and agreed value on a Comprehensive car insurance policy. If you’re not sure which one would be best for your vehicle, read our article explaining the difference between market value and agreed value

Youi allows you to add optional cover to various types of policies, including cover for a hire car, cover for business items, cover for an unbraked trailer, and more depending on your choice of policy. Extra premiums may apply to optional extras cover.

Yes, Youi allows you to nominate a higher or lower excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium. Find out more about car insurance excesses here.

Your Youi car insurance policy will automatically renew if you choose not to alter or cancel it; Youi will send you a renewal offer about 4 weeks prior to your current policy expiring.

If you’re not sure whether to renew or switch, here’s our guide to choosing, and if you do decide to switch car insurance policies, here’s how you do so. Make sure you compare car insurance policies before simply renewing the same policy, so that you continue to get outstanding value insurance at a great price:

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Youi was founded in November 2008 and is based on the Sunshine Coast in Queensland. The company actually traces its origins back to 1998 through its sister company, OUTsurance.

Youi Rewards is a rewards program – managed in a mobile app – where customers can earn rewards just for paying their insurance premiums.

Source: Youi

At the time of writing, Youi advertises that it has an impressive 95% customer satisfaction rating over the past 12 months on its online customer feedback Wall.

You may enjoy Youi’s latest hilarious ad series, “Who’s in the car?” You can watch the series on their YouTube channel.

Youi supports the community in a number of ways through Youi@hand. It supports Red25 to donate blood through the Australian Red Cross, SCAR (Sunshine Coast Animal Refuge) to help abandoned animals become adopted into a new home, and the Compass Institute to empower young people with a disability.

Youi Comprehensive Car Insurance

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Youi Comprehensive Car Insurance

View the 2017 Car Insurance Star Ratings Reports

Written by: TJ Ryan | Last updated:

CANSTAR is an information provider and in giving you product information CANSTAR is not making any suggestion or recommendation about a particular insurance product. If you decided to apply for a car insurance, you will deal directly with an insurance provider, and not with CANSTAR. Rates and product information should be confirmed with the relevant insurance provider. For more information, read our detailed disclosure, important notes and additional information.

The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.

Important Notes: The Star Ratings in this table were awarded in May 2017. The search results do not include all providers and may not compare all features relevant to you. View the CANSTAR Car Insurance Star Ratings Methodology and Report. The rating shown is only one factor to take into account when considering products.