Budget Direct Car Insurance
Compare Budget Direct car insurance
See below snapshot of Budget Direct’s car insurance products on offer for a 30-39-year-old male living in NSW who does not require an extra driver under 25. Check upfront with your provider and read the product disclosure statement (PDS) to confirm the details of a particular policy and whether it meets your needs before committing to it. Use Canstar’s car insurance comparison tables to compare a wider range of products.
Budget Direct Car Insurance FAQs
Budget Direct offers comprehensive and third party car insurance. Budget Direct offers two levels of third party car insurance – third party property and third party fire and theft. Please note that third party property insurance is not mandatory and is not the same as compulsory third party (CTP) insurance.
First, consider comparing car insurance policies with Canstar to find a product that suits your needs.
If you choose to go with Budget Direct, you can get a quote for one of its policies online or over the phone. Before you get started, consider the eligibility criteria and whether the policy as a whole is suitable for your situation.
You can lodge a claim with Budget Direct either online, or by calling 1300 139 591 (open 24/7).
Budget Direct says the claims process may be quicker if you have certain details to hand, including:
- Your policy number
- Details of the incident (such as the time and place it occurred)
- The other driver’s details (if another driver was involved)
- Details of any witnesses
- Police report number (if applicable)
Yes, Budget Direct allows you to either cover your car at its market value or nominate a specific value you want it insured for. Agreed value can only be specified in certain circumstances – for example the car must be less than 10 years old. Contact Budget Direct or read the PDS for details.
Budget Direct car insurance policies offer features, including:
- 24/7 claims
- Lifetime guarantee on authorised repairs as long as you own the car
- Cover for towing costs (provided the cost is reasonable)
- Hire car following a no fault accident or theft
Customers also have the option of adding the following features to a comprehensive Budget Direct policy:
- Hire car following an accident
- Reduced window glass excess
- Choice of repairer
Budget Direct says you may be able to nominate a higher or lower excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium.
Budget Direct says it will normally send customers a renewal offer at least 14 days before the policy renewal date, showing the premium and excess for the new period, as well as any changes to the policy. If you wish to renew, you would not have to do anything – the policy will renew automatically.
Consider comparing car insurance policies before simply renewing the same policy, so that you continue to get good value cover that meets your needs.
Budget Direct is a large Australian general insurance provider. It says it has insured over 3 million Aussies since it was founded in 2000. Budget Direct policies are underwritten by Auto & General Insurance Company Limited, and it is part of the international BHL group.
Compare Car Insurance Policies on Canstar’s database
If you’re looking to compare car insurance policies, check out the table below which includes a snapshot of the comprehensive car insurance policies on Canstar’s database for a male driver in NSW without an extra driver under 25 years old, with links to providers’ websites. Choose between the 25-29, 30-39 and 40-49 age ranges to view results most relevant to you. Policies in the table are sorted by Star Rating, then by provider name (alphabetically). Check upfront with your provider and read the PDS to confirm whether a particular policy meets your needs before deciding to commit to it.