CGU Car Insurance

CGU is a provider of car insurance, life insurance, home insurance, landlord insurance, travel insurance, and business insurance.

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See below for a snapshot of CGU’s car insurance products on offer for a 30-39 year old male living in Victoria who does not require an extra driver under 25.

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What types of car insurance does CGU offer?

CGU offers Comprehensive, Third Party Fire & Theft, and Third Party Property car insurance policies. If you’re unsure as to which kind of car insurance is most appropriate for you, or don’t understand the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.

How do you buy car insurance from CGU?

You can purchase a CGU car insurance policy either online or by calling them on 13 24 81 (open during business hours), after comparing car insurance on the Canstar website.

How do you lodge a claim with CGU?

You can lodge a car insurance claim with CGU by calling 13 24 80 (open 24/7). Here’s our guide to navigating the car insurance claims process.

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Yes, CGU allows you to choose between market value and agreed value for your vehicle. If you’re not sure which one would be best for your vehicle, read our article explaining the difference between market value and agreed value

CGU allows you to add cover for a hire car after an accident, windscreen extension, and one at-fault claim protection to a Comprehensive policy. Extra premiums may apply to optional extras cover.

Yes, CGU allows you to nominate a higher or lower excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium. Find out more about car insurance excesses here.

Your CGU car insurance policy will automatically renew if you choose not to alter or renew it after receiving your renewal notice. If you’re not sure whether to renew or switch, here’s our guide to choosing, and if you do decide to switch car insurance policies, here’s how you do so.

Make sure you compare car insurance policies before simply renewing the same policy, so that you continue to get outstanding value insurance at a great price:

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CGU is an insurer and a top three provider of workers compensation insurance with a network of more than 1,000 brokers, agents, financial institutions and affinity partners. It’s been going for 160 years now, and is backed by IAG, the largest general insurer in Australia and New Zealand.

Every year, CGU provides insurance protection for:

  • Over 1 million motor vehicles
  • Nearly half a million properties
  • More than 125,000 businesses
  • Over 60,000 farms

The company deals with roughly 1,000 claims every day, and claims to pay approximately 98% of all claims they receive, totally $1.6 billion in total payouts to customers annually.

CGU founded the CGU Foundation in 2013 and supports the community in four key areas: health, education, supporting people in need, and caring for the community. The Foundation supports a range of charities through workplace giving, staff fundraising, and volunteering.

CGU’s parent company, IAG, also has a Reconciliation Action Plan, which outlines and solidifies their commitment to Aboriginal and Torres Strait Islander communities. The plan was developed after consulting a wide range of Aboriginal and Torres Strait Islander specialists from business, the philanthropic sector, and government.

CGU is also a sponsor of the NSW Waratahs and a Premier Partner of the Collingwood Football Club.

The table below displays a snapshot of comprehensive car insurance policies on our database that at the time of writing offer a no claim bonus that isn’t always impacted by hail and flood damage or theft claims. Please note the results are based on a 30-39 year old male who lives in New South Wales and does not require an extra driver under 25 (with link to provider’s website, ordered by Star Rating), so some products may not be available to you. Remember to read the PDS carefully to understand each insurer’s policy on their no claims bonus.

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Written by: Nina Tovey | Last updated: August 15, 2017