SGiO Car Insurance

SGiO is a provider of car insurance, home insurance, travel insurance and various other types motor vehicle insurance, such as caravan and boat insurance to people in Western Australia.

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See below for a snapshot of SGiO’s car insurance products on offer for a 30-39 year old male living in West Australia who does not require an extra driver under 25.

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What types of car insurance does SGiO offer?

SGiO offers Third Party Fire & Theft, Third Party Property Damage and Comprehensive car insurance, as well as insurance for vintage vehicles.

If you’re unsure as to which kind of car insurance is most appropriate for you, or don’t understand the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.

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What additional features does SGiO offer on its car insurance products?

SGiO allows you to add cover for both hire cars and windscreen replacements to your policy, as well as giving you your choice of repairer.

Extra premiums may apply; see the PDS document for details.

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How do you lodge a claim with SGiO?

You can lodge a claim with SGiO by calling SGiO’s 24/7 claims hotline on 133 233. If you have the comprehensive plus policy, call 1300 654 903.

Here’s our guide to navigating the car insurance claims process.

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Yes, SGiO allows you to choose between market value and agreed value for your vehicle. If you’re not sure which one would be best for your vehicle, read our article explaining the difference between market value and agreed value.

You can purchase an SGiO car insurance policy online after comparing car insurance on the Canstar website. If you need help applying, call SGiO on 133 233.

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Yes, SGiO allows you to nominate a higher or lower excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium. Find out more about car insurance excesses here.

Your SGiO car insurance policy will automatically renew if you choose not to alter it after receiving your renewal notice. You will need to provide written notice to SGiO if you wish to not renew your policy, otherwise it will automatically roll over.

If you’re not sure whether to renew or switch, here’s our guide to choosing, and if you do decide to switch car insurance policies, here’s how you do so.

Make sure you compare car insurance policies before simply renewing the same policy, so that you continue to get outstanding value insurance at a great price:

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SGiO is a Western Australian-based insurance provider backed by the Insurance Australia Group (IAG). With 90+ years of experience in the state, SGiO is one of the most trusted and experienced providers in Western Australia.

SGiO also has a community grants program that focuses on road safety, crime prevention, emergency readiness and response partnerships.

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The table below displays a snapshot of comprehensive car insurance policies on our database that at the time of writing offer a no claim bonus that isn’t always impacted by hail and flood damage or theft claims. Please note the results are based on a 30-39 year old male who lives in New South Wales and does not require an extra driver under 25 (with link to provider’s website, ordered by Star Rating), so some products may not be available to you. Remember to read the PDS carefully to understand each insurer’s policy on their no claims bonus.

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Written by: William Jolly | Last updated: