Hostplus Super
Types of Hostplus investment options
Diversified investment options
Diversified options invest in combinations of asset classes. Each diversified option has its own mix of growth and defensive assets, investment objectives, and level of investment risk, and are offered in three different styles:
- Signature investment options, focusing on delivering the best net return for a given level of risk:
- Balanced – this is the default MySuper authorised investment option for people who don’t tell Hostplus how they want their super to be invested.
- Defensive
- Stable
- Conservative
- Growth
- High Growth
- Indexed investment options, focusing on minimising investment fees and costs:
- Indexed Defensive
- Indexed Stable
- Indexed Conservative
- Indexed Balanced
- Indexed Growth
- Indexed High Growth
- Socially Responsible Investments (SRI) investment options, focusing on investing in a manner that may align with your personal values:
- SRI Defensive
- SRI Balanced
- SRI High Growth
Lifecycle
With Lifecycle, your super is automatically invested in an option to match your life stage. This approach aims to grow your super faster when you are younger and can take on more risk – and lower your risk as you near retirement.
Sector investment options
The sector investment options predominantly invest in a specific asset class, such as Cash or Australian shares, and have varying investment styles. You can choose to invest in more than one sector investment option or combine them with the diversified or Choiceplus investments to give you greater flexibility:
- Australian Shares
- Australian Shares – Indexed
- International Shares
- International Shares – Indexed
- Bonds
- Bonds – Indexed
- Cash
Choiceplus
Designed for members seeking a more active role in investing their super or pension. With Choiceplus, you choose from a wide range of investments. You can invest directly in companies listed on the S&P/ASX 300 Index; selected Exchange Traded Funds (ETFs) and Listed Investment Companies (LICs) as well as term deposits. Limits apply.
Does Hostplus super include insurance?
You can receive life insurance (also referred to as death cover), total and permanent disability (TPD) insurance and income protection insurance through your Hostplus super account. The exact details of your cover, including how much it costs and whether you receive it by default or not, will depend on your circumstances such as your age and super account balance.
As with any insurance product, consider checking the cover amount, any exclusions, limitations or other conditions that may apply, as well as the premiums you would be charged before deciding whether it suits your needs.
How to join Hostplus
Before committing to a particular fund, consider comparing your options with Canstar and checking out our choosing a super fund checklist. You can also read Hostplus’s product disclosure statement (PDS), which could help you decide whether its product offering is suitable for your needs.
If you decide to join Hostplus, creating an account online only takes a few minutes, according to Hostplus.
Finally, remember to tell your employer that you’ve joined Hostplus. Your employer should give you a Superannuation Standard Choice Form to fill out, sign and return to them.
