Child Care Super superannuation

Who owns Child Care Super?

Child Care Super is owned by Guild Group Holdings Limited.

How is my super invested with Child Care Super?

Child Care Super offers a choice of eight investment options at the time of writing, in addition to a default lifecycle investment strategy. Members can choose an investment strategy based on their age or preferred investment mix.

Child Care Super’s asset classes include Cash, Fixed Interest, Shares, Property and Alternative Investments. All Child Care Super investment options offer diversification in one or more ways, such as across asset classes or investments within an asset class, through different types of management, or across countries.

You can choose to invest in one option or a combination of options. You can also switch investment options. No switching fees apply but a buy/sell spread fee may be payable.

For more details, you can contact Child Care Super or read the PDS and other documentation on its website.

Does Child Care Super offer an ethical investment option?

Child Care Super’s external professional investment managers have the “flexibility to determine the extent” to which environmental, social and corporate governance (ESG) factors, as well as labour standards and ethics, influence their investment decisions. On request, disclosure documents are available from Child Care Super with further details. The Trustee of Child Care Super doesn’t invest in shares of companies that make tobacco, or that are associated with producing landmines, cluster bombs or nuclear weapons. Child Care Super is part of Tobacco Free Portfolios, a worldwide group which pledges to implement “tobacco-free” finance policies.

What fees does Child Care Super charge?

Child Care Super charges a variety of fees to its members in return for managing their superannuation savings. At the time of writing, fees and costs may include:

• investment fees
• administration fees
• buy/sell spread fees
• insurance fees

Other fees, costs and charges may apply too. Consider checking Child Care Super’s website or PDS for details. You can also compare the annual fees for Child Care Super’s default investment option to other super funds’ fees on Canstar’s database.

Can I consolidate my super with Child Care Super?

Child Care Super says you can consolidate your super with the fund. It says combining your other super funds into your Child Care Super account could help reduce the fees you pay. A Child Care Super superannuation consultant can help and personally take you through the process of finding any lost super. Alternatively, you can use your Child Care Super online account. You can also find out more about the process of consolidating super.

What should I check on my annual statement from Child Care Super?

To help you stay on top of your super, it may be beneficial to check your regular super statement closely. Here are some of the factors that could be worth paying attention to:

• Are your personal details up-to-date?
• Are your nominated beneficiaries up-to-date?
• Are the super contributions from your employer and/or your voluntary contributions correct?
• If you are a MyMix member, are your investment asset class choices appropriate for your life stage?
• Are you happy with the amount you’re paying in fees?
• Is your insurance appropriate to your needs?
• Have you decided whether to consolidate your super, after checking whether there is insurance or any other benefits attached to the account you may lose and if you’re comfortable to do so?
• The big picture – are you happy with your super fund overall?

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About Child Care Super

Child Care Super has a long history of providing superannuation services, especially for members in the Early Learning Sector. The fund is focused on working for women, and says it works to help women “understand, grow and protect their super; get rewarded for saving; close the gap; and create a better future”.

Child Care Super was established over 15 years ago and is part of the Guild Retirement Fund, which manages over $2 billion in superannuation savings for more than 75,000 members. Child Care Super also helps more than 16,000 employers meet their superannuation obligations.