Fiducian Superannuation

Fiducian

Fiducian is a financial services provider offering advice, planning, investment management and superannuation.

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If you’re thinking of switching funds, have a look at some of the funds currently on Canstar’s database.

To compare other super funds suited to your life stage and preferences, visit the Canstar super fund comparison pages.

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Types of Fiducian super accounts

Fiducian offers an accumulation account with a choice of 48 investment options with a mix of managed funds, asset classes, term deposits and managed share portfolios. You can choose the option or combination of options to suit your retirement goals and life stage.

There are a few benefits available to Fiducian members who have a super account, including:

  • Insurance in super available for death cover (life insurance), and total and permanent disability (TPD) cover
  • Easy online account access
  • Multi-manager fund investment options

 

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Eligibility to join Fiducian super

Fiducian does not list any eligibility requirements on its website or PDS. However, super funds generally require that you satisfy the following criteria to register with them:

  • You must be an Australian resident
  • You must be over 18 years of age
  • You must be earning at least $450 before tax per month from an employer

If you are under the age of 18, but earning more than $450 before tax per month, you must be working more than 30 hours per week to qualify for super.

How to join Fiducian

You can apply to join Fiducian by visiting the Fiducian website and following the sign-up process.

Be sure to compare super funds on the Canstar website and check our choosing a super fund checklist before signing up for a particular superannuation account.

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Fiducian Super FAQs

Yes, Fiducian Super has a dedicated online portal for super fund members. You can view your account balance online, access statements for your account, download super fund information and more.

The money in your Fiducian super account is invested by your super fund. It offers 48 investment options, from which you can pick and choose.

When choosing an investment option, it is important to take into account your investment timeframes and goals, and your personal risk tolerance for market fluctuations. Learn more about how to choose between different investment options on the Canstar website.

At the time of writing (19/07/18) Fiducian charges annual fees based on your total account balance. Administration fees are stepped according to the size of your account, with the first $300,000 attracting a rate of 0.59%, the next $400,000 costing 0.39%, the next $500,000 costing 0.29% and any amounts in excess of $1,250,000 costing 0.12% per annum.

Compare these fees to the average super fund fees on our database, as fees are an important consideration when selecting a fund.

Yes, Fiducian super offers a consolidation service to members.

It’s important to check with your previous super funds for information regarding costs such as exit fees and insurance cover you may lose if you switch super funds.

Fiducian was founded in 1996, first offering services in the following year. Their shares were first listed on the ASX in 200 and have since grown. They offer specialised financial services with a focus on four key areas of interest:

  • funds management and investment services, including wrap platforms and client portfolio administration
  • wealth management and financial planning services
  • information technology solutions for financial planners and their clients
  • accounting and accountancy resourcing.

Written by: Tim Smith | Last updated: August 2, 2018