Perpetual Trustees Superannuation

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Perpetual Trustees is a specialist provider of financial advice, investments, superannuation and account-based pension products.

Types of Perpetual Trustees super accounts

Perpetual Trustees offers three retirement-related products to choose from:

Corporate super arranged by an employer for their employees to use
Personal super available for individual employees
Account-based pension converts superannuation into regular income payments for retirees and workers in the transition to retirement (TTR) stage

There are a lot of benefits available to Perpetual Trustee members who have a personal super account, including:

Competitive investment performance
Flexible investment options
Low cost and transparent administration fees
Insurance in super available for death cover (life insurance), and total and permanent disability (TPD) cover
Over-the-phone financial advice available
Easy online account access

Eligibility to join Perpetual Trustees

To sign up for a superannuation account with Perpetual Trustees, you must be able to satisfy the following criteria:

You must be an Australian resident
You must be over 18 years of age
You must be earning at least $450/month before tax from an employer

If you are under the age of 18, but earning more than $450/month before tax, you must be working more than 30 hours per week to qualify for super.

How to join Perpetual Trustees super

If you satisfy all of the above eligibility criteria, then you can apply to join Perpetual Trustees. You can sign up for a Perpetual Trustees Super account by clicking on its products in Canstar’s superannuation comparison tables and then signing up online on its website, or calling 1800 022 033.

Be sure to compare super funds on the Canstar website and check our choosing a super fund checklist before signing up for a particular superannuation account:

Compare Super Funds

Perpetual Trustees Super FAQs

Yes, Perpetual Trustees Super has a dedicated online portal for its super fund members. You can view your account balance online, access statements for your account, download super fund information and more. Access the online portal here.

The money in your Perpetual Trustees Super account is invested by your super fund. It offers a variety of investment options including pre-mixed, sector and direct investment options, which ensures the money goes back into your industry.

When choosing an investment option, it is important to take into account your investment timeframes and goals, and your personal risk tolerance for market fluctuations. Learn more about how to choose between different investment options on the Canstar website.

The table above shows the total fee cost per year to have a super account with Perpetual Trustees. Compare these fees to the average super fund fees on our database, as it’s important not to let your super be eaten away by fees before you retire.

Yes, Perpetual Trustees offers a consolidation service for members who have super in other funds.

It’s important to check with your old super funds for information regarding costs such as exit fees and insurance cover you may lose if you switch super funds. If you have any questions or concerns about the rollover process, give Perpetual Trustees a call on 1800 022 033.

Be sure to check these nine things on your superannuation statement:

Personal details are up-to-date
Nominated beneficiaries are up-to-date
Tax File Number (TFN) is recorded
Super contributions from employer and/or your voluntary contributions are correct
Investment asset class choices are appropriate for your life stage
Amount paid in fees for the year is not too high
Insurance in super is still adequate coverage for your needs
Super is consolidated, after checking whether there is insurance or any other benefits attached to the account you may lose and you’re comfortable to do so
The big picture – are you happy with your super fund overall?

Dating back 130 years, Perpetual Trustees has a long Australian history. It has continually evolved throughout the years to meet the challenges of constant social, technological and economic change.

In addition, Perpetual Trustees has always been an active supporter of regulatory and industry change. It regularly reviews and conducts research to ensure it remains attuned to changing customer and consumer needs.