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MilitarySuper
Types of MilitarySuper accounts
MilitarySuper does not have traditional retail super account options as it is a hybrid defined contribution and benefit scheme. Benefits are made up of member contributions and their investment returns, and a defined component provided by the government, which is not linked to investment performance.
MilitarySuper also offers an ancillary benefit for members to make additional contributions and transfers, such as additional personal, salary sacrifice and spouse contributions.
MilitarySuper benefits to their members include:
- flexible investment options
- no establishment fee, administration fee and investment
- built-in death and invalidity benefits
- easy online account access
You can also get some advice over the phone but a fee may be charged for more detailed financial advice, though you’ll be given a quote upfront. Phone 1300 277 777 to arrange an appointment.
How to join MilitarySuper
MilitarySuper was closed to new members on 1 July, 2016.
If you were previously a member of MilitarySuper and you still have an amount of your employer benefit preserved in MilitarySuper or are a MilitarySuper invalidity pensioner, you will be defaulted to MilitarySuper if you return to the ADF through the permanent forces or as a continuous full-time reservist.
From 1 July, 2016, members have been able to elect to opt out of MilitarySuper and join ADF Super. If you choose to do this you will not be able to rejoin MilitarySuper and your employer benefit will remain compulsorily preserved in MilitarySuper until you are at least 55 and have left the ADF.
With eligibility to join set by the Military Superannuation and Benefits Act 1991, the CSC recommends contacting Defence if necessary to ensure you are placed in the correct fund.
