AAMI Car Insurance
What types of car insurance does AAMI offer?
AAMI offers comprehensive car insurance and third party property insurance for your car across Australia.
In New South Wales and South Australia only, AAMI offers compulsory third party insurance.
If you’re unsure about which kind of car insurance is most appropriate for you, or if you’d like more information on the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.
AAMI comprehensive car insurance
AAMI’s Comprehensive car insurance is designed to protect drivers for the cost of damage caused to their car as well as to other people’s vehicles and property.
Some of the features offered by comprehensive car insurance at the time of writing include:
- Cover for accidental damage to your vehicle
- Cover for damage caused to other people’s property (up to $20 million)
- Cover for theft or attempted theft
- Cover includes accessories to modifications to the vehicle
- Includes hire car after not-at-fault incidents
- Includes new for old replacement (for cars less than two years old where you are the first registered owner)
- Membership of AAMI’s Lucky Club which offers a range of discounts at popular retailers as well as other features
In addition, customers can choose to add on the following optional features at an extra cost:
- Hire car after an incident
- Windscreen & window glass cover
AAMI Third Party Property (Car) Insurance
Some of the features offered by Third Party Property (Car) Insurance insurance at the time of writing include:
- Cover for damage to other people’s property up to $20 million
- Cover for damage to your vehicle by uninsured drivers up to $5,000
With the ability to add on cover for:
- damage by fire
- theft or attempted theft
- hire car after theft
- personal items
What are some of the pros and cons of buying car insurance through AAMI?
Pros
- Simple Claims Process
- Save $50 (comprehensive) or $20 (third party) when you get a quote and buy online
- Cancel Anytime
Cons
- Cannot choose own repairer
- Some bad customer service reviews online.
Some exclusions, limitations and other terms and conditions may apply to AAMI’s car insurance cover, so if you are considering taking out a policy, it’s important to read the product disclosure statement (PDS) and target market determination (TMD) carefully to ensure that the cover is suitable for you.
You can use Canstar’s comparison tables to see how its policy has been rated relative to other providers by Canstar’s expert researchers as part of our most recent Comprehensive Car Insurance Star Ratings.
AAMI Car Insurance FAQs
This article was reviewed before it was published as part of our fact-checking process.
