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NAB Credit Cards
NAB is one of Australia’s Big 4 banks and is a provider of credit cards as well as a wide range of other banking, investing and insurance products.
What credit cards does NAB offer?
If you’re considering an NAB card, check out what’s available below in our comparison table based on a monthly spend of $1,000. Please note that this table has been sorted by purchase rate (lowest to highest).
More information about NAB Credit Cards
We have summarised below some of the key features of various NAB credit cards, according to information available on its website at the time of writing.
NAB Rewards Platinum Card
Features
- Card type: Visa
- Minimum credit limit: $6,000
- Additional cardholders: Add one additional cardholder at no extra cost.
- Rewards program: Earn NAB Rewards Points on purchases made using the card. This card also includes complimentary insurances and Visa Premium Access which provides exclusive offers and deals.
- Digital wallet: Payments via a digital wallet can be enabled so that contactless transactions can be made through a smartphone or wearable device.
- Contactless payments: Use Visa payWave to make contactless payments less than $100 without a PIN and over $100 with a PIN.
- Online: Card can be managed through online banking and NAB mobile app.
- Emergency card replacement: 24/7 emergency assistance if your card is lost or stolen.
- Security: Card is protected by NAB Defence against fraudulent transactions, and if fraud occurs NAB will refund your money. Card is also protected by Verified by Visa to reduce online fraud.
NAB Rewards Signature Card
Features
- Card type: Visa
- Minimum credit limit: $15,000
- Additional cardholders: Add one additional cardholder at no extra cost.
- Rewards program: In addition to offering tiered rewards points (depending on the retailer) through everyday purchases using the card, NAB offers bonus points as an incentive when a minimum spend limit is reached within 60 days of opening an account and to customers who keep the card for over 12 months. This card also offers complimentary insurances and access to Visa Premium which provides exclusive offers and deals.
- Digital wallet: Payments via a digital wallet can be enabled so that contactless transactions can be made through a smartphone or wearable device.
- Contactless payments: Make payments under $100 by tapping your credit card.
- Online: Card can be managed through online banking and the NAB mobile app.
- Emergency card replacement: 24/7 emergency assistance if your card is lost or stolen.
- Security: Card is protected by NAB Defence against fraudulent transactions, and if fraud occurs NAB will refund your money. Card is also protected by Verified by Visa to reduce online fraud.
NAB Rewards Classic Card
Features
- Card type: Visa
- Minimum credit limit: $500
- Additional cardholders: Add one additional cardholder at no extra cost.
- Rewards program: Earn NAB Rewards Points on purchases made using the card. Complimentary insurances and access to Visa Premium are also included with this card.
- Digital wallet: Payments via digital wallet can be enabled so that contactless transactions can be made through a smartphone or wearable device.
- Contactless payments: Use Visa payWave to make contactless payments less than $100 without a PIN and over $100 with a PIN.
- Online: Card can be managed through online banking and the NAB mobile app.
- Emergency card replacement: 24/7 emergency assistance if your card is lost or stolen.
- Security: Card is protected by NAB Defence against fraudulent transactions, and if fraud occurs NAB will refund your money. Card is also protected by Verified by Visa to reduce online fraud.
NAB Low Rate Platinum Card
Features
- Card type: Visa
- Minimum credit limit: $6,000
- Additional cardholders: Add one additional cardholder at no extra cost.
- Rewards program: At the time of writing, NAB offers zero interest on purchases for 15 months after opening a NAB Low Rate Platinum card. However, be sure to check what rate the card reverts to after this promotional period. The card also includes complimentary insurances.
- Digital wallet: Payments via a digital wallet can be enabled so that contactless transactions can be made through a smartphone or wearable device.
- Contactless payments: Use Visa payWave to make contactless payments less than $100 without a PIN and over $100 with a PIN.
- Online: Card can be managed through online banking and the NAB mobile app.
- Emergency card replacement: 24/7 emergency assistance if your card is lost or stolen.
- Security: Card is protected by NAB Defence against fraudulent transactions, and if fraud occurs NAB will refund your money. Card is also protected by Verified by Visa to reduce online fraud.
NAB Qantas Rewards Premium Card
Features
- Card type: Visa
- Minimum credit limit: $6,000
- Additional cardholders: Add one additional cardholder at no extra cost.
- Digital wallet: Payments via a digital wallet can be enabled so that contactless transactions can be made through a smartphone or wearable device.
- Contactless payments: Make payments under $100 by tapping your credit card. Transaction limits may apply to contactless payments.
- Online: Card can be managed through online banking and the NAB mobile app.
- Emergency card replacement: 24/7 emergency assistance if your card is lost or stolen.
- Security: Card is protected by NAB Defence against fraudulent transactions, and if fraud occurs NAB will refund your money. Card is also protected by Verified by Visa to reduce online fraud.
- Rewards program: Earn Qantas Frequent Flyer Points for money spent using the card. This card also offers bonus Qantas points as an incentive when a customer makes a minimum spends within 60 days of opening an account.
NAB Qantas Rewards Signature Card
Features
- Card type: Visa
- Minimum credit limit: $15,000
- Rewards program: Earn Qantas Frequent Flyer Points for money spent using the card. This card also offers bonus points as incentive for minimum spends within 60 days of opening an account and for keeping a NAB Qantas Rewards Signature card for over 12 months.
- Additional cardholders: Add one additional cardholder at no extra cost.
- Digital wallet: Payments via a digital wallet can be enabled for making contactless transactions with a smartphone or wearable device.
- Contactless payments: Make payments under $100 by tapping your credit card. Transaction limits may apply to contactless payments.
- Online: Card can be managed through online banking and the NAB mobile app.
- Emergency card replacement: 24/7 emergency assistance if your card is lost or stolen.
- Security: Card is protected by NAB Defence against fraudulent transactions, and if fraud occurs NAB will refund your money. Card is also protected by Verified by Visa to reduce online fraud.
NAB Qantas Rewards Card
Features
- Card type: Visa
- Minimum credit limit: $500
- Additional cardholders: Add one additional cardholder at no extra cost.
- Digital wallet: Payments via a digital wallet can be enabled so that contactless transactions can be made through a smartphone or wearable device.
- Contactless payments: Make payments under $100 by tapping your credit card. Transaction limits may apply to contactless payments.
- Online: Card can be managed through online banking and the NAB mobile app.
- Emergency card replacement: 24/7 emergency assistance if your card is lost or stolen.
- Security: Card is protected by NAB Defence against fraudulent transactions, and if fraud occurs NAB will refund your money. Card is also protected by Visa to reduce online fraud.
- Rewards program: Earn Qantas Frequent Flyer Points for money spent using the card. This card also offers a free Qantas Frequent Flyer membership.
NAB Low Fee Platinum Card
Features
- Card type: Visa
- Minimum credit limit: $6,000
- Additional cardholders: Add one additional cardholder at no extra cost.
- Digital wallet: Payments via digital wallet can be enabled for custom digital wallet solutions through the use of a smartphone or wearable device.
- Contactless payments: Make payments under $100 by tapping your credit card. Transaction limits may apply to contactless payments.
- Online: Card can be managed through online banking and the NAB mobile app.
- Emergency card replacement: 24/7 emergency assistance if your card is lost or stolen.
- Security: Card is protected by NAB Defence against fraudulent transactions, and if fraud occurs NAB will refund your money. Card is also protected by Verified by Visa to reduce online fraud.
NAB Low Fee Card
Features
- Card type: Visa
- Minimum credit limit: $500
- Additional cardholders: Add one additional cardholder at no extra cost.
- Digital wallet: Payments via digital wallet can be enabled so that contactless purchases can be made through a smartphone or wearable device.
- Contactless payments: Make payments under $100 by tapping your credit card. Transaction limits may apply to contactless payments.
- Online: Card can be managed through online banking and the NAB mobile app.
- Emergency card replacement: 24/7 emergency assistance if your card is lost or stolen.
- Security: Card is protected by NAB Defence against fraudulent transactions, and if fraud occurs NAB will refund your money. Card is also protected by Verified by Visa to reduce online fraud.
NAB Low Rate Card
Features
- Card type: Visa
- Minimum credit limit: $500
- Additional cardholders: Add one additional cardholder at no extra cost.
- Digital wallet: Payments via a digital wallet can be enabled so that contactless payments can be made with a smartphone or wearable device.
- Contactless payments: Make payments under $100 by tapping your credit card. Transaction limits may apply to contactless payments.
- Online: Card can be managed through online banking and the NAB mobile app.
- Emergency card replacement: 24/7 emergency assistance if your card is lost or stolen.
- Security: Card is protected by NAB Defence against fraudulent transactions, and if fraud occurs NAB will refund your money. Card is also protected by Verified by Visa to reduce online fraud.
The inclusions mentioned above represent a selection of what is available at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. Canstar is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering. Disclaimer: Product Target Market Determination (TMD) available at nab.com.au/TMD
If you’re comparing credit cards, the table below displays a snapshot of the low interest credit cards currently available on Canstar’s database for Australian’s looking to spend around $2,000 per month. Please note that this table features links direct to the providers website, and is sorted by Star Rating (highest to lowest). Use Canstar’s credit card comparison selector to view a wider range of credit cards..
