HBF Car Insurance

HBF is a provider of car insurance, life insurance, home insurance, health insurance and travel insurance.

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See below for a snapshot of HBF’s car insurance products on offer for a 30-39 year old male living in New South Wales who does not require an extra driver under 25. Before committing to a particular car insurance policy, check upfront with your provider and read the PDS to confirm whether it meets your needs.

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What types of car insurance does HBF offer?

HBF offers Comprehensive, Third Party Fire and Theft, and Third Party Property Damage car insurance. If you’re unsure about which kind of car insurance is most appropriate for you, or you’d like more information on the differences between the different levels of cover, here’s our guide to the different kinds of car insurance.

What additional features does HBF offer on its car insurance products?

On its Comprehensive car insurance policy, HBF allows you to add windscreen cover, hire car after accident and one at-fault claim protection as optional extras.

HBF also offers a no claim bonus on its car insurance products. This is a discount that HBF will apply to your premium each year that you don’t make an at-fault claim, until you reach the maximum no claim bonus.

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HBF Car Insurance FAQs

Yes, HBF allows you to choose between market value and agreed value for your vehicle. If you’re not sure which one would be best for your vehicle specifically, here’s an article of ours which may help you make your mind up.

First, consider comparing car insurance policies with Canstar to find a product that suits your needs.

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If you choose to go with HBF, you can get a car insurance quote on its website. If you need help, you can call or email HBF.

Yes, HBF Insurance allows you to nominate a higher or lower excess. This may affect the cost of your car insurance premiums; a higher excess will typically result in a lower premium, while a lower excess will typically result in a higher premium.

You can lodge a claim with HCF over the phone.

HCF advises that it may:

  • Ask you to provide it with proof of ownership of your vehicle, or any personal items, baby capsules or child seats
  • Need to inspect your vehicle
  • Need quotations from a repairer

Your HBF Car Insurance policy will automatically renew if you choose not to alter it after receiving your renewal notice.

Consider comparing car insurance policies before simply renewing the same policy, so that you continue to get the cover you need as well as value for money:

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HBF is most well known for its health insurance policies and was established as the Metropolitan Hospital Benefit Fund in 1941 to help Western Australians cover the cost of hospital treatment. HBF is now an Australia-wide insurance fund that covers over 900,000 members.

HBF is a non-for-profit organisation and in addition to car insurance and health insurance, it also offers life insurance, travel insurance, home insurance, contents and personal valuables insurance, caravan insurance, trailer insurance and boat insurance.

HBF employees give back to the community by donating over $100,000 every year to charity.

Source: HBF Australia

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The table below displays a snapshot of comprehensive car insurance policies on our database that at the time of writing offer a no claim bonus that isn’t always impacted by hail and flood damage or theft claims. Please note the results are based on a 30-39 year old male who lives in New South Wales and does not require an extra driver under 25 (with link to provider’s website, ordered by Star Rating), so some products may not be available to you. Remember to read the PDS carefully to understand each insurer’s policy on their no claims bonus.

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Written by: Regina Collins | Last updated: April 29, 2019