Community First Credit Union Credit Cards

Types of Community First Credit Union credit cards

At the time of writing, Community First Credit Union offers two credit cards: :

1. Low Rate Pink credit card 
2. Low Rate credit card

We have summarised below some of the key features of these credit cards, according to the information available on Community First Credit Union’s website at the time of writing.

Community First Credit Union Low Rate Pink Credit Card

Features

• Card type: Visa
• Interest rate: 8.99% p.a.
• Annual fee: $40
• Minimum credit limit: $1,000
• Maximum credit limit: $15,000
• Interest-free days: Up to 55 days interest-free
• Charitable: Half of every annual fee ($20/year) is donated to the McGrath Foundation
• Contactless: Contactless payments enabled via Visa payWave
• Mobile banking: Card can be managed via both internet and mobile banking 
• Digital wallet: Card is compatible with Google Pay and Apple PaySecurity: Visa Zero Liability, Verified by Visa for online purchases, smart chip protection and $100/transaction and $200/day limits on payWave spending

Compare Low Annual Fee Credit Cards

Community First Credit Union Low Rate Credit Card

Features

• Card type: Visa
• Interest rate: 8.99% p.a.
• Minimum credit limit: $1,000
• Maximum credit limit: $15,000
• Interest-free days: Up to 55 days interest-free
• Contactless: Contactless payments enabled via Visa payWave
• Mobile banking: Card can be managed via internet and mobile banking 
• Digital wallet: Card is compatible with Google Pay and Apple Pay Security: Visa Zero Liability, Verified by Visa for online purchases, Smart chip protection and $100/transaction and $200/day limits on payWave spending

Compare Low Rate Credit Cards

Eligibility to apply for a Community First Credit Union credit card

In order to apply for a Community First Credit Union credit card, you must be:

• Over 18 years of age
• An Australian citizen or permanent resident
• Earning a regular income
• Not bankrupt or have a history of outstanding credit defaults
• In your current job for longer than six months

Compare Low Rate Credit Cards

How to apply for a Community First Credit Union credit card

Assuming you meet the eligibility requirements above, you might like to compare Community First’s credit cards on the Canstar website before applying online for the card of your choice. You can also apply over the phone or by visiting one of Community First’s branches.

Community First says you will need the following documentation to apply for a credit card, including:

1. Personal details, including current and previous addresses, phone number, and email address
2. Income and employment details
3. Details of any assets you may have 
4. Details of any debts you may have 

If you’re currently comparing credit cards, the comparison table below displays some of the low interest credit cards currently available on Canstar’s database for Australians looking to spend around $2,000 per month. Please note that this table features links direct to the provider’s website, and is sorted by Star Rating (highest to lowest), followed by provider name (alphabetical). Use Canstar’s credit card comparison selector to view a wider range of credit cards.