HCF Health Insurance
HCF is a provider of health insurance in Australia, as well as other products, including life, travel and pet insurance.
What health insurance products does HCF offer?
HCF’s health insurance policies are designed to suit a variety of life stages, including singles, couples, families and single parents. At the time of writing, HCF provides the following hospital, extras and combined hospital and extras products:
- HCF hospital cover options: My Future Basic Plus Hospital (must be taken as part of a package, with options for a $750, $500 or $250 excess), Hospital Bronze Plus, Hospital Standard Silver Plus, Hospital Silver Plus, My Family Silver Plus (must be taken as part of a package), My Family Advanced Silver Plus (must be taken as part of a package), and Hospital Gold.
- HCF extras cover options: Starter Extras, Starter Extras (with Optical), Mid Extras, Vital Extras, Top Extras, My Future Extras, My Family Silver Plus Extras and My Family Advanced Silver Plus Extras.
- HCF combined cover options: HCF offers combined hospital and extras cover based on any combination of its hospital cover and extras packages, with the exception of its My Future and My Family product offerings, which can only be taken as part of their applicable hospital and extras packages.
- HCF ambulance cover: Ambulance Only Cover (not available to residents of Tasmania or Queensland, who receive taxpayer-funded ambulance transport from their respective state governments).
Read more about what’s generally covered by Gold, Silver, Bronze and Basic hospital cover, as well as extras policies.