Life Insurance - Compare Star Ratings

Total and permanent disability cover can provide financial support in the event that you suffer a serious accident - the type that could prevent you from ever working again. When shopping for life insurance, TPD is an important option to consider. Terms and conditions need to be examined carefully.

If you think you would find it difficult to get by without your regular source of income, then you should look at getting income protection. You never know when injury or illness could strike, and having income protection could not only benefit you but your family as well, by supporting them in the event that you are unable to work.

There seems to be no end to foolish behaviour exhibited by humans not thinking things through before acting. Equally foolish is the notion that “it will never happen to me”. Both reasons are behind the very existence of insurance for death and trauma.

Tailoring a life insurance plan for individual situations requires the skill of a licensed financial planner or adviser.

What is the difference between stepped and level premiums for life insurance?

Cancer is the leading cause of claims under critical illness insurances in Australia, according to GenRe Life Health.

Most income protection policies inside super provide for only 2 years’ worth of income protection.

Explains the different types of life insurance, what they cover and why you may need life insurance.

What's the difference between left and right handed people that so intrigues life insurers?

Having life insurance represents part of good financial planning. Here are some of the reasons that many investors and other individuals apply for life insurance.

If you're planning your finances and investigating life insurance options, it's worth checking your life insurance policy wording to ensure you know exactly which type of contract you're getting yourself into.

A quick overview of exactly what direct life insurance is, how it can be purchased, who it could be suitable for and how to compare direct life insurance policies in Australia.

It's a common belief among many people that you can spend years paying life insurance premiums, only to have your claim knocked back in the end. But is this just an urban myth? We look at the payout figures from recent years.

We look at the top 7 excuses people give for not seeing a financial planner, and discuss the implications of failing to plan for your financial future.

It's always interesting to hear the answers people give when asked to name their most valuable asset. Unsurprisingly, age and lifestyle play key roles in the variety of answers given.

Seven steps and a checklist to help you get the most out of the initial meeting with a financial planner, and subsequent meetings.

Definitions and helpful tips on getting the best life insurance cover for you and your family, with information on all sorts of cover, from income protection to total and permanent disability cover. If you're shopping around for life insurance, this is a great place to start learning before you start to compare policies.

General wisdom would suggest that the greater the value life insurance you purchase the more you would have to pay but this is not necessarily the case. In fact, you could actually end up paying less for more cover.

Finding a financial planner that meets your needs may be easier than you think. There are a number of ways to search for a planner in your local area. You should also know what to look for when selecting a financial planner.

A life insurance jargon buster to help you make sense of all those strange terms you come across when shopping around and learning about life insurance. Read this glossary for a run-down on commonly used jargon.

How much is your life worth? This is more than a rhetorical question when buying life insurance cover. To help you begin crunching the numbers we have made available a simple life insurance cover worksheet as a basic guide.

If you have been knocked back by a life insurer in the past or if you have a pre-existing health issue or a risky job you think would exclude you from being able to obtain Life Insurance, don't be deterred. It's definitely worth applying again, and here's why.