Australia | New Zealand
Life insurance can provide financial support for a range of unfortunate events including death, terminal illness or injury. Income protection insurance forms part of some life insurance policies. Life insurance can only be purchased through a licensed financial planner.Life insurance cover through Super |
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Most Income Protection policies inside super provide for only 2 years worth of cover. |
What is an 'Occupational Hazard'? |
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There are some occupations, activities and hobbies that insurers put on the too-risky list. |
What is a pre-existing condition? |
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A 'pre-existing condition' may affect your life insurance cover. |
Direct life insurance covers you for death only, and thus is much simpler and easier to purchase as there is no involvement by a financial planner. Direct life insurance requires nil or minimal medical information and applications can be completed online, in the branch or over the phone.
Most families unprepared for death |
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63% of surviving partners and children had less than a one week warning of the death of a parent. |
What is 'Direct Life Insurance'? |
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A quick overview of exactly what direct life insurance is and how it can be purchased. |
Myth buster - 'Life insurance companies don't pay up' |
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Is this just an urban myth? We look at the payout figures from recent years. |
MLC now offers the Best Doctors service exclusively in Australia. Best Doctors connects MLC Critical Illness clients and their families with the world’s leading specialists who provide specialist medical advice.
Running a business is complex enough without the added hardship of a business partnership dissolving or a key man or woman being taken out of the picture through accident or fatality. That's why business life insurance is important.Top 7 excuses not to see a financial planner |
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We look at the top 7 excuses people give for not seeing a financial planner, and discuss the implications of failing to plan for your financial future. |
