Australia | New Zealand

Compare Life Insurance Quotes Online - Life Insurance Comparison

Compare life insurance quotes using the Star Ratings comparison. Compare some of the best star-rated policies for Term Life insurance, Trauma insurance, TPD (total and permanent disablement) insurance, Packaged Life insurance, and Income Protection. Get a life insurance cost quote estimate the calculator on this page. Also refer to our direct life insurance and business life insurance ratings.

CANSTAR’s FSG and website terms of use apply to your use of the information on these pages.

Life Insurance Star Ratings

Coverage:
Premium Structure:
Age Range:
Occupation:
Gender:

Star Ratings & Methodology (PDF)

Occupational Groups

Professional: eg. Senior Executive, Senior Lecturer, Lawyer, Doctor

White collar: eg. Clerk, Office Administration Worker, Bank Clerk, Teacher

Retail / light manual: eg. Licensed Builder, Shop keeper, Park ranger, Trade Supervisor

Blue collar: eg. Qualified Trade, Electrician, Carpenter, Butcher, Mechanic, Nurse

Premium Structure

Stepped Premium
The premium will be recalculated (and will usually increase) on each policy anniversary based on your age at that time.

Level Premium
The premium is calculated and based on your age at the start of the policy. The premium for any increase in the sum insured or income protection monthly benefit is calculated at the start date of the increase, based on your age at that time.

Types of Life Insurance
TERM LIFE Death cover which provides a lump sum payout of money on death or on diagnosis of a terminal illness.
TPD Total and Permanent Disablement: Provides a lump sum of money if an accident or sickness leaves you unable to work.
TRAUMA Provides a lump sum of money to assist you if you happen to experience any of the defined events in the policy such as cancer, heart attack, stroke etc.
INCOME PROTECTION Provides a regular payment to replace 75% of your usual monthly income when you are off work due to accident or sickness.
PACKAGE LIFE The three insurance products listed above . Term Life, Trauma and TPD - are sold separately but they can be packaged together in one policy with one company.

How we compare life insurance

Outstanding Value Australia - Life Insurance

This year we compared over 600,000 quotes across four life stages, 20 occupations, two premium types and both genders.

OnePath and AIA Australia shared the honours winning the national award for outstanding value life insurance in Australia, with strong scores across all product categories.

How much does life insurance cost?

Articles - Life Insurance

Articles ...

Talk to a life insurance adviser

Innovation Excellence Awards

We see a multitude of fantastic innovations every year that truly deserve recognition.

Asgard's new mortgage life insurance facility offers death and total and permanent disability (TPD) cover up to the loan amount - and is one of our Innovation Excellence Award winners.

Read more (PDF) ...

About Life Insurance

Life insurance can provide financial support for a range of unfortunate events including death, terminal illness or injury. Income protection insurance forms part of some life insurance policies. Life insurance can only be purchased through a licensed financial planner.

Compare Life Insurance Quotes Online - Life Insurance Comparison

Occupational Groups

Premium Structure

Types of Life Insurance

Articles ...