Important Notes: The Star Ratings in this table were awarded in June 2018 and data is as at that date, updated from time to time to reflect product changes notified to us by product issuers. The search results do not include all providers and may not compare all features relevant to you. Read the CANSTAR Direct Life Insurance Star Ratings Methodology. CANSTAR may receive a fee if you acquire a product via the results table. The Star Ratings are researched and awarded by CANSTAR Research without reference to fees received by CANSTAR. See How We Avoid Conflicts of Interests for more information. The rating shown is only one factor to take into account when considering these products. The products and star ratings displayed for each product in the table may not match your specific inputs in the selector. The star ratings displayed are those whose methodology most closely matches your inputs. In some cases, the methodology uses profiles comprising categories or bands eg. income, loan amounts, monthly spend. In other cases, a single methodology (without any categories or bands) is applied. People who seek to replace an existing life insurance policy should consider their circumstances including continuing the existing cover until the replacement policy is issued and cover confirmed.