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Australia | New Zealand
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Debt Consolidation - Personal Loan or Credit Card? |
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If your debt is out of control or you simply want to better manage your finances, should you get a personal loan or do a credit card balance transfer? We do some calculations to answer this question. |
Cash? What's that? |
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Gone are the days of, heaven forbid, actually saving up for a purchase. The consumer credit society is well and truly entrenched. But where does that leave us? |
New way to fill up - epump |
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epump allows drivers with a Woolworths Everyday Money credit card to instantly pay for petrol at the pump by waving their card over the epump reader. |
Drowning in credit card debt? Consider a balance transfer |
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Hunting down a better rate and doing a credit card "balance transfer" could be the first step towards debt-free living. |
Big Brother to Squash Predatory Lending |
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The end of the road is nigh for any lender who now pushes credit onto vulnerable consumers. |
Margin call - what's the chance? |
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A year ago, the odds of receiving a margin call were 1 in 10 over a 12-month period. Not surprisingly, the odds have now dramatically shortened to 1 in 100 every day. |
Margin loan profit only 3% growth away |
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If we are anywhere near the bottom of the market, then now is the time to start considering whether margin lending offers one of the better routes towards wealth creation. |
Tax Time: Pay down or pay interest up front? |
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Following this roller coaster year many investors with margin loans are picking up the pieces in readiness for the next hurdle – tax time. |
Swine Flu could affect your insurance |
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Prospective travellers are urged to check their insurance before setting foot outside Australia, as the impending Swine Flu pandemic could leave them out in the cold. |
What to expect when you meet with a financial planner |
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Seven steps and a checklist to help you get the most out of the initial meeting with a financial planner, and subsequent meetings. |
Cash is King - Cash back and gift card rewards prove popular |
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Recently we have seen huge popularity and extensive choice of simple rewards – cash back or shopping voucher rewards. These rewards provide cardholders with a simple means of redeeming rewards points for easy-to-use vouchers, or even "cash" credited straight to their account. |
Jun 2009: Despite the challenging lending environment, Westpac has reinforced the outstanding support it continues to offer first home buyers by taking out back-to-back First Home Buyer Awards.
First Home Buyer Awards ...
2 Jun 2009: The Reserve Bank of Australia has left the official cash rate at 3%.
Stop the press! We are now on Twitter. Follow our Head of Institutional Services, Richard McClelland, for the latest happenings here at CANSTAR CANNEX.
18 Jun 09: Plastic less fantastic as credit card use falls (WA Today) |
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"A senior analyst with financial researcher Canstar Cannex, Harry Senlitonga, said the RBA data showed Australians were switching from credit cards to debit cards to make their payments." |
17 Jun 09: Off to a flying start (SMH) |
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"An analyst at Canstar Cannex, Peter Arnold, says the Woolworths program is a good-value shopping voucher scheme. Canstar Cannex rates such programs on the value of vouchers that can be redeemed for given levels of spending." |