Kogan Life Insurance
Kogan Life Insurance policies
Kogan offers a Life Cover life insurance product, allowing policyholders to choose a benefit amount of between $100,000 and $1 million (depending on age). Kogan advertises its cover as involving no paperwork, medical or blood test upon application.
At the time of writing, Kogan’s Life Cover offers the following optional add-on benefits:
- Children’s Insurance
- Serious Illness Insurance
- Total and Permanent Disability Insurance
Canstar does not currently compare Kogan Life Insurance, but you can compare other life insurance providers on our database:
How much does Kogan Life Insurance cost?
Kogan says the cost of its life insurance premiums depends on factors including your age, benefit amount and insurance plan. Kogan Life Insurance also takes your gender, smoking status, state of health, family history, occupation and participation in hazardous activities into account.
Eligibility to apply for Kogan Life Insurance
According to Kogan, Australian citizens and Australian permanent residents between the ages of 18 to 64 years may apply for a Kogan Life Cover policy. Serious Illness Insurance and the Total and Permanent Disability options are available to you if you’re aged between 18 and 59 years. You can apply to add Children’s Insurance if the child to be insured is an Australian resident between 2 and 17 years of age.
Upon application, you may also be asked some simple questions about your health, lifestyle and family medical history to determine what level of cover Kogan Insurance is willing to offer to you and how much it could cost you.
How to apply for a Kogan Life Insurance policy
Before taking out a life insurance policy, it may be beneficial to first compare various providers to help ensure you’re applying for a policy that suits your needs.
If you fit the eligibility criteria, you can apply for Kogan Life Insurance over the phone or you can request a Life Cover quote on its website.
At the time of writing, if you apply for Life Cover over the phone, and Kogan needs further information to assess your application, you will automatically be provided with interim insurance against Accidental Death while Kogan assesses your application. Contact Kogan for further details.