Delphi Bank Home Loans

Delphi Bank is a provider of home loans, transaction accounts and internet banking solutions to individuals and businesses alike.
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Compare Delphi Bank Home Loans

Here’s a snapshot of Delphi Bank’s variable home loans currently on offer for a loan amount of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest and results are sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.

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The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner-occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

What types of home loans does Delphi Bank offer?

At the time of writing Delphi Bank offers the following types of home loans:

Find out about how different types of home loans work here.

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Variable home loan features

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How to apply for a Delphi Bank home loan

Applying for a Delphi Bank home loan is a simple process; just compare home loans on the Canstar website and download a home loan application form on the Delphi Bank website. You then need to send the form to Delphi Bank via or drop it into a local branch.

For more help to apply, you can speak to a Delphi Bank consultant by calling 1300 660 550 (open Mon-Fri), and you can contact a mortgage broker to walk you through the process. As a smaller bank, Delphi Bank can respond to your enquiries quickly and effectively.

Follow our applying for a home loan checklist, and use the Canstar website to compare Delphi Bank home loans with other home loans before choosing a product that suits your needs:

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Delphi Bank FAQs

Yes, Delphi Bank allows extra repayments on its variable interest owner-occupied and investment home loans. Terms and conditions apply; contact your lender for details.

These additional lump sum payments can help you pay off your loan sooner. Find out how making extra repayments could save you money in interest over the life of your loan in this article, or use our Extra Repayments Calculator for yourself:

Extra Home Loan Repayments Calculator

Yes, Delphi Bank’s variable rate home loans offer a redraw facility through internet banking. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.


With a Delphi Bank home loan, you can make your repayments either fortnightly or monthly. Canstar has prepared an article on which frequency of repayment is easier to make.

Formerly the ‘Bank of Cyprus Australia’, Delphi Bank’s journey began when it was acquired by Bendigo and Adelaide Bank in 2012. The bank now has more than 15 branches across Victoria, New South Wales, South Australia and Queensland.

Delphi Bank believes in face-to-face banking, with its dedicated team meeting with customers to understand and tailor to your individual requirements. The bank prides itself on providing competitive rates, products and services.

Written by: William Jolly | Last updated: