ING Home Loans

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ING is a provider of home loans, credit cards, savings and transaction accounts, term deposits, home insurance, and superannuation.

What home loans does ING offer? 

If you’re currently considering a home loan, the comparison table below displays some of the variable rate home loans on our database from ING that are available for first home buyers. This table is sorted by Star Rating (highest to lowest), followed by comparison rate (lowest-highest). Products shown are principal and interest home loans available for a loan amount of $350K in NSW with an LVR of 80% of the property value. Before committing to a particular home loan product, check upfront with your lender and read the applicable loan documentation to confirm whether the terms of the loan meet your needs and repayment capacity. Use Canstar’s home loan selector to view a wider range of home loan products.

*Comparison rate based on loan amount of $150,000 and a term of 25 years. Read the Comparison Rate Warning

ING home loan features 

Depending on which option you choose, an ING home loan may include the following:

  • A 100% offset account 
  • A redraw facility 
  • Ability to make additional repayments
  • Home loan pre-approval available
  • Repayments may be made fortnightly or monthly
  • Free ATMs Australia wide and no international transaction fees (when you open an Orange Everyday account)

The inclusions above represent a selection of the features available with ING home loans. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Check upfront with ING and please ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering and whether it meets your needs, before committing to it.

ING Home Loan FAQs

Before getting started, you might first like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare home loans with other providers before choosing a product that suits your needs.

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If you decide to apply for an ING home loan, you can start your application online or call ING for assistance.

At the time of writing, ING allows unlimited extra repayments on its variable interest home loans, and additional repayments of up to $10,000 per fixed year on its fixed-rate home loans. 

Fees and charges may apply for repaying your loan earlier than the end of the loan term. Terms and conditions apply. Contact ING or visit the ING website for more details.

To give you an idea of how making extra repayments could save money in interest over the life of your loan, you might like to try our Extra Repayments Calculator.

Home Loans Extra Repayments Calculator

An offset account is available for the Orange Advantage ING home loan only. Fees and charges may apply to use of an offset account. Contact ING or visit the ING website for details.

If you’re in the market for a home loan, compare your options with Canstar:

Compare Home Loans

ING was founded in 1999 as a subsidiary of the Dutch multinational bank, ING Group. Australia’s first direct bank, ING has over 1.5 million customers and has financed more than 475,000 home loans. As a direct bank, ING has no branches, operating primarily via phone and online banking. It is headquartered in Sydney.

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Written by: Eliza Parry-Okeden | Last updated: September 12, 2019