Coles Home & Contents Insurance
Compare home and contents insurance
What do Coles home and contents insurance policies cover?
Coles offers home building insurance, contents insurance and combined home building and contents insurance.
Home insurance
Coles says its home building insurance is designed to protect your home, but not its contents. Coverage may include the physical structures that make up the home, such as fixed walls and ceiling, as well as other fixtures on your property such as a permanently installed swimming pool. At the time of writing, Coles says policyholders may be eligible for a 10% discount when they purchase their policy online (applies to new policies only).
Features of Coles home insurance include cover for:
- Professional and rebuilding fees as a result of an insured event
- Damage due to weather events including fire, storms, floods and more
- Theft, vandalism and water damage
- Accidental breakage of glass when it’s fixed to your building
- Temporary accommodation for your family
- Temporary accommodation for your pets
- Replacement of trees and plants
- Legal liability cover
- Emergency repairs
- Demolition and removal of debris
- Key and lock replacement
Contents insurance
Coles says its contents insurance is designed to protect items inside your home, including furniture, appliances and clothing, from events such as extreme weather and vandalism. At the time of writing, Coles says policyholders may be eligible for a 10% discount when they purchase their policy online (applies to new policies only).
Features of Coles contents insurance include:
- Damage due to weather events including fire, floods, lightning and storms
- Theft, vandalism, earthquakes and water damage
- Accidental breakage of glass if it is a fixed part of your furniture
- New for old replacement
- Emergency groceries
- Furnishings, including rugs, blinds and curtains
- Tools and equipment
- Damaged contents while changing address
- Specified high value items inside your home
- Key and lock replacement
- Frozen or refrigerated grocery loss
- Cover for BBQs and outdoor furniture
- Legal liability cover
- Contents of visitors
Combined home and contents insurance
Coles home and contents insurance offers all of the above benefits and inclusions of both home insurance and contents insurance in a combined package. At the time of writing, Coles says policyholders may be eligible for a discount of 25% (10% online discount and 15% combined policy discount) when they purchase a new combined home and contents insurance online. A number of optional extras, including motor burnout, portable contents cover and accidental damage to contents, are available to policyholders who wish to customise their insurance.
How do I apply for a Coles home and contents insurance policy?
To apply for a Coles home and contents insurance policy, you can get a quote from Coles by either calling them directly, or requesting one online via their website.