The Top 10 Home Burglary & Crime Hotspots By State

The higher the crime rates of your area, the higher your insurance premium.

Along with a range of other factors, the area you live in can have a significant impact on the cost of your home and contents insurance premiums. Insurers use crime rates in their methodology for determining the likelihood of you making a claim. Thus, if you live in an area with high rates of home burglaries and theft, you can expect that to add to the cost of your annual home and contents insurance bill.

Based on the available crime statistics in each state, listed below are the reported top hotspots for home theft, burglary or break-ins in each state. While these statistics can help give an idea of where the threat of a home burglary is higher, take them with a pinch of salt. Rates of crime can wildly fluctuate, particularly in regions with small populations. Also, particular suburbs and streets within these hotspots can be significantly safer than others.

Since some crimes are reported differently between states, only areas within the same state can be compared against each other for home theft rates. For instance, in QLD the “unlawful dwelling entry with intent” rate was used whereas in Victoria the “burglary/break and enter” rate was cited.

 

Home Burglary Hotspots in:

New South Wales
Victoria
Queensland
Western Australia
South Australia
Tasmania

 

Don’t forget that your home security measures can reduce your premium. Check out these articles for tips:

 

NSW


Using the NSW Bureau of Crime Statistics and Research’s online Crime Mapping Tool, the below burglary hotspots were identified for both the Greater Sydney area and the rest of NSW.

Top 10 Burglary Hotspots – Greater Sydney

 

 

Rank Local Government Area Incidents Of Theft (Break & Enter Dwelling Rate Per 100,000 Population)
1 Strathfield 554.9
2 Campbelltown 540.6
3 Holroyd 530.0
4 Penrith 528.0
5 Parramatta 522.0
6 Blacktown 490.2
7 Liverpool 477.4
8 Sydney 454.3
9 Burwood 432.7
10 Ashfield 396.2
State Average 432.4

Source: NSW Bureau of Crime Statistics and Research. Year to December 2015

Top 10 Burglary Hotspots – Rest of NSW:

 

 

Rank Local Government Area Incidents Of Theft (Break & Enter Dwelling Rate Per 100,000 Population)
1 Bourke 2907.2
2 Coonamble 2503.0
3 Wellington 1973.2
4 Walgett 1971.2
5 Armidale 1760.4
6 Moree Plains 1732.1
7 Narromine 1532.8
8 Gilgandra 1384.9
9 Wagga Wagga 1311.8
10 Kempsey 1280.9
State Average 432.4

Source: NSW Bureau of Crime Statistics and Research. Year to December 2015

Preview the of current market offerings for home and contents insurance in NSW below in our comparison table. These products also feature theft or attempted theft cover. Please note that these have been sorted by star ratings (highest to lowest) and are based on a policy holder aged below 50 years who own property and contents that would cost below $550k to replace.

Check Home and Contents Insurance Star Ratings for NSW & ACT

 

Victoria


Using data from Victoria’s Crime Statistics Agency, the below burglary/break and enter hotspots for both Greater Melbourne and the rest of Victoria were identified.

Top 10 Burglary Hotspots – Greater Melbourne

 

 

Rank LGA 2015 Burglary/Break And Enter Rate (Per 1,000 Population)
1 Yarra 13.87
2 Melbourne 13.64
3 Darebin 12.54
4 Hume 11.27
5 Stonnington 11.23
6 Port Phillip 10.66
7 Greater Dandenong 10.53
8 Moreland 10.49
9 Brimbank 9.92
10 Maribyrnong 9.89
State Average 8.35

Source: Crime Statistics Agency (CSA) . Rates and averages calculated by CANSTAR based on CSA data

Top 10 Burglary Hotspots – Rest of VIC

 

 

Rank LGA 2015 Burglary/Break And Enter Rate (Per 1,000 Population)
1 Ballarat 13.19
2 Latrobe 12.83
3 Greater Shepparton 12.63
4 Mildura 12.14
5 Wellington 11.49
6 Greater Geelong 10.96
7 Campaspe 10.67
8 Hepburn 10.04
9 Murrindindi 9.34
10 Central Goldfields 8.51
State Average 8.35

Source: Crime Statistics Agency (CSA) . Rates calculated by CANSTAR based on CSA data

Preview the current market offerings for home and contents insurance in Victoria below in our comparison table. These products also feature theft or attempted theft cover. Please note that these have been sorted by star ratings (highest to lowest) and are based on a policy holder aged below 50 years who own building and contents that would cost below $550k to replace.

 

Check Home and Contents Insurance Star Ratings for Victoria

 

Queensland


Through the Queensland Police Service’s reported crime trend data per division, the following hotspots were identified for Greater Brisbane and the rest of Queensland.

Top 10 Home Break-In Hotspots* – Greater Brisbane

 

 

Rank Police Division Unlawful Dwelling Entry With Intent – 2015 Average Monthly Rate (Per 100,000)
1 Logan Central 75.95
2 Acacia Ridge 73.19
3 Annerley 69.50
4 Booval 66.73
5 Upper Mount Gravatt 64.00
6 Dutton Park 62.58
7 Crestmead 62.27
8 Beenleigh 60.84
9 Inala 55.86
10 Ipswich 55.84
State Average 34.31

Source: QPS Reported Crime Trend Data. Averages calculated by CANSTAR based on QPS data

*Districts with populations of less than 2,000 have been excluded by CANSTAR.

Top 10 Home Break-In Hotspots* – Rest of QLD

 

 

Rank Police Division Unlawful Dwelling Entry With Intent – 2015 Average Monthly Rate (Per 100,000)
1 Cairns 100.11
2 Mundingburra 83.05
3 Charters Towers 79.02
4 Weipa 72.22
5 Townsville 67.62
6 Saint George 63.22
7 Edmonton 58.67
8 Mareeba 56.48
9 Surfers Paradise 55.55
10 Yarrabah 55.29
State Average 34.31

Source: QPS Reported Crime Trend Data. Averages calculated by CANSTAR based on QPS data

*Districts with populations of less than 2,000 have been excluded by CANSTAR.

Preview the current market offerings for home and contents insurance in Queensland below in our comparison table. These products also feature theft or attempted theft cover. Please note that these have been sorted by star ratings (highest to lowest) and are based on a policy holder aged below 50 years who own building and contents that would cost below $550k to replace.

 

 

Check Home and Contents Insurance Star Ratings for South QLD

 

Western Australia


In early 2015, Western Australian insurer RAC revealed the worst suburbs for burglary claims throughout the State, based on over 2,500 RAC Insurance claims in 2014.

Top 10 Home Break-In Hotspots – Greater Perth

 

 

Rank Town/Suburb
1 Bassendean, Beechboro, Thornlie
2 Morley
3 Duncraig
4 Canning Vale, Hamilton Hill
5 Gosnells
6 Spearwood
7 Armadale
8 Rockingham
9 Baldivis, Port Kennedy
10 Ballajura

Source: RAC 2014 Home Burglaries Analysis

Top 10 Home Break-In Hotspots – Rest of WA

 

 

Rank Town/Suburb
1 Boulder
2 Carey Park
3 South Bunbury
4 Northam
5 Australind
6 South Kalgoorlie
7 Kalgoorlie
8 East Bunbury
9 Dalyellup
10 Piccadilly

Source: RAC 2014 Home Burglaries Analysis

Preview the current market offerings for home and contents insurance in Western Australia below in our comparison table. These products also feature theft or attempted theft cover. Please note that these have been sorted by star ratings (highest to lowest) and are based on a policy holder aged below 50 years who own building and contents that would cost below $550k to replace.

 

 

Check Home and Contents Insurance Star Ratings for WA

 

South Australia


South Australia’s Office of Crime Statistics and Research has a crime mapper tool which reveals the criminal trespass/break and enter rates in 2013 for each local government area.

Top 10 break and enter hot spots – Greater Adelaide

 

 

Rank LGA 2013 Serious Criminal Trespass/Break And Enter Rate (Per 1,000 Population)
1 Playford 15.7
2 Port Adelaide Enfield 13.33
3 Charles Sturt 12.28
4 Adelaide 11.89
5 Walkerville 11.54
6 Prospect 11.36
7 Gawler 10.75
8 Marion 10.3
9 Onkaparinga 8.88
10 Salisbury 8.59
State Average 8.98

Source: Crime Mapper 2009-2013, Office of Crime Statistics and Research. Rates and averages calculated by CANSTAR

Top 10 break and enter hot spots – Rest of SA

 

 

Rank LGA 2013 Serious Criminal Trespass/Break And Enter Rate (Per 1,000 Population)
1 Coober Pedy 70.51
2 Anangu Pitjantjatjara 40.6
3 Ceduna 30.25
4 Port Lincoln 16.22
5 Port Augusta 14.65
6 Peterborough 11.76
7 Whyalla 11.17
8 Yankalilla 10.32
9 Flinders Ranges 10.31
10 Port Pirie 9.36
State Average 8.98

Source: Crime Mapper 2009-2013, Office of Crime Statistics and Research. Rates and averages calculated by CANSTAR

 

 

Check Home and Contents Insurance Star Ratings for SA

 

Tasmania


Tasmania has a small population and the lowest crime rates in the country. So instead of placing the top 10 home burglary suburbs/towns, all eleven of Tasmania’s police divisions have been ranked by their home burglary rate for the year June 2014-2015.

Rank Division June 2014/15 Annual Home Burglary Offences Per 10,000 Population
1 Launceston 64
2 Glenorchy 59
3 Hobart 52
4 South-East 44
5 Kingston 38
6 Bridgewater 38
7 Devonport 34
8 North-East 17
9 Deloraine 16
10 Burnie 15
11 Queenstown 2
Average 34

Source: Tasmania Police Annual (June) 2015 Corporate Performance Report. State average calculated by CANSTAR

Preview the current market offerings for home and contents insurance in Tasmania below in our comparison table. These products also feature theft or attempted theft cover. Please note that these have been sorted by star ratings (highest to lowest) and are based on a policy holder aged below 50 years who own building and contents that would cost below $550k to replace.

 

Check Home and Contents Insurance Star Ratings for Tasmania

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