1st for Women Home & Contents Insurance

1st for Women is a provider of home and contents insurance, car insurance and roadside assistance. 1st for Women products are made exclusively for Australian women.

Compare 1st for Women home and contents insurance

The table below displays a snapshot of 1st for Women’s home and contents insurance policies on Canstar’s database. The results are sorted by Star Rating, and are based on a policyholder under 50 years of age in Victoria for building and contents worth less than $550,000. If you are considering a 1st for Women home and contents insurance policy, check upfront with 1st for Women and read the Product Disclosure Statement (PDS) to confirm the details of the policy and whether it meets your needs before committing to it.

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What do 1st for Women home and contents insurance policies cover?

1st for Women offers home insurance, contents insurance, and combined home and contents insurance. 1st for Women home and contents insurance policies cover the following events:

  • Fire and explosion
  • Flood (optional)
  • Storm
  • Accidental breakage of glass
  • Earthquake
  • Lightning
  • Theft and burglary
  • Malicious damage
  • Impact damage such as from a falling tree
  • Escape of liquid

1st for Women says it offers new-for-old cover on its home and contents insurance policies.

Home insurance

1st for Women’s home insurance covers your private residential building including garages, verandahs, decks, clothes lines, walls and gates. It includes the following features:

  • Removal of debris
  • Temporary accommodation costs
  • Mortgage discharge costs
  • Legal liability up to $20 million for one accident

At the time of writing, you can save 15% off your home insurance if you buy online.

Contents insurance

1st for Women’s contents insurance policies cover your household goods and personal effects. This includes things like your furniture, household electrical appliances and clothing. 1st for Women contents insurance includes the following features:

  • Replacement of locks when keys are stolen
  • Contents in open air
  • Food spoilage
  • Contents when moving to a new address in Australia
  • Credit or financial transaction card
  • Guest belongings
  • High value items and collections (optional)
  • Items insured away from insured address (limited)
  • Legal liability up to $20 million for one accident

At the time of writing, you can save 15% off your contents insurance if you buy online.

Home and Contents Insurance

1st for Women home and contents insurance offers all of the above benefits of both home insurance and contents insurance in a combined package. At the time of writing, you can save 30% if you combine your home and contents policies and buy online.

For a complete list of inclusions and exclusions, make sure to read the Product Disclosure Statement (PDS).

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1st for Women Home and Contents Insurance FAQs

As a renter, you generally don’t need home insurance because your landlord should have insurance for the building you live in, and if you live in a unit, apartment or townhouse, the body corporate is legally required to have building insurance for the building. But you should consider getting contents insurance to protect your own possessions.

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For landlords, you can consider home or landlord insurance. Landlord insurance is designed to cover you for many of the same things as a home insurance policy, but with several additions to cover you against risks related to having tenants occupying your property.

While 1st for Women does not offer separate landlord insurance, it does include an additional Landlord Benefit on its home insurance policies. This provides coverage for loss of rent and loss or damage to the landlord’s fixtures and fittings following an insured event.

You can also compare landlord insurance providers on Canstar’s database:

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If you have a recent and accurate estimate of the value of your home and contents, then you could consider insuring up to that particular sum.

If you don’t have an accurate idea of the above value, then you could consider insuring for a complete replacement.

You can make a claim on the 1st for Women website using its online claim form.

1st For Women was created in 2002 on the back of two key pieces of research: that an increasing number of women were taking out their own insurance policies, and that women were statistically lower insurance risks than their male counterparts.

All 1st For Women policies are underwritten by Auto & General Insurance Company Limited, part of the international Budget Insurance Group.

Compare Home and Contents Insurance

The table below displays a snapshot of home and contents insurance policies on Canstar’s database with links direct to the providers’ website. The results are sorted by Star Rating (highest to lowest) followed by provider name (A-Z), and are based on a policyholder under 50 years of age in Victoria for building and contents worth less than $550,000. If you are considering a home and contents insurance policy, check upfront with the provider and read the Product Disclosure Statement (PDS) to confirm the details of the policy and whether it meets your needs before committing to it.

Written by: Tamika Seeto | Last updated: March 19, 2019