Reasons for going private
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People take out private health insurance for a number of reasons — to avoid the Medicare levy surcharge, to opt in to lifetime cover and save, or just to have the peace of mind that comes with circumventing public hospital waiting lists. Choosing your preferred hospital, doctor or surgeon without waiting can be valuable, particularly for elective surgery.
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Dental most wanted
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While hospital cover is pretty self explanatory, extras cover offers a wide range of services. These include optical, dental, chiropractic, physiotherapy and more.
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Wellness is better than any cure
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When it comes to wellness programs, there is no shortage of support from the health insurers. According to CANSTAR CANNEX research, 45% of health insurers surveyed will cover gym membership if it is deemed medically necessary by a doctor.
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Narrowing the gap
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A gap payment, also known as out-of-pocket expense, is the amounts outstanding between what a specialist charges and what a health fund covers.
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Restricted can mean you go public
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Most health insurance policies group services up into three categories - included, restricted and excluded.
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Start young, save heaps
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Signing up for private health insurance before you reach the age of 30 is one of the major carrots offered by the government under its Lifetime Health Cover plan.
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Top tips to save a bundle
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Tailoring health cover to your life stage and needs is the smartest thing you can do financially.
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Even Superheroes Need Health Insurance |
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As we're all too well aware, even superheroes aren't completely invincible. We mere humans must therefore take certain precautions.
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New year's resolutions off to a healthy start? |
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Private Health Insurance is one logical and growing avenue of help in achieving health related resolutions, with many funds providing wellness programs and support.
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Top 5 Tips to Better Health Insurance Cover |
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Finding the right health insurance policy that fits your individual situation can be a laborious process which is, even at the best of times, confusing. Here are 5 tips to help you to find the hospital and extras cover that is just right for you.
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Free Health Insurance For Kids |
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Free health insurance for kids might seem like one of those deals that are too good to be true but this is no hoax. Most private health insurance funds in Australia charge the same premiums for families with children as they do for couples without children which effectively means you can get free private health insurance for your kids.
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