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Compare Private Health Insurance Quotes with Star Ratings Comparison

Compare private health insurance quotes in Australia using Star Ratings comparison. Private heath insurance provides cover for expenses incurred through illness of the insured. Health cover also can provide benefits in the form of 'extras', such as optical, Non-PBS prescription drugs, dental and other services. Hints & Tips ...

Star Ratings - Health Insurance

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Types of Health Insurance

HOSPITAL COVER
Covers your costs as a private patient in hospital, including hospital accommodation, medical treatment and ambulance.

EXTRAS COVER
Non-hospital medical services that are not covered by Medicare, such as dental, optical, physiotherapy, other therapies and ambulance.

PACKAGES
A combination of cover for both hospital and extras in the one package. Many of these are not available as stand-alone products.

Five Star Ratings

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* To find out how we calculated the ratings, view the methodology.

About Star Ratings

CANSTAR CANNEX star ratings are a benchmark to help you compare financial products based on their pricing and features.

Five star rated products offer 'outstanding value'.

Tips - Health Insurance

Trim the fat
	When shopping around for a health insurance policy, more inclusions generally translates to higher premiums. Therefore it is important to identify those inclusions that are not relevant for you.
Seek expert advice
	There is really no substitute for experience and expert advice is an important part of finding health cover that meets your needs. Check out the CANSTAR CANNEX Star Ratings, then talk to friends, family and even your doctor to determine which policy is best for you.

Innovation Awards 2010

MLC - Best Doctors

MLC now offers the Best Doctors service exclusively in Australia. Best Doctors connects MLC Critical Illness clients and their families with the world’s leading specialists who provide specialist medical advice.

Best Doctors guarantees a second opinion when it is most needed.

Five Star Health Insurance

Private health insurance is vital, but which fund is best in your state? We looked at 1,500 products across 3 coverage sectors - hospital, extras and packages.

We found there were 3 funds that could not be separated and we congratulate HCF, MBF and Medibank Private for the outstanding value they offer nationally. We also congratulate all state winners, listed in our full report.

Videos - Health Insurance

Health Insurance Star Ratings

Videos ...

Articles - Health Insurance

Reasons for going private
	People take out private health insurance for a number of reasons — to avoid the Medicare levy surcharge, to opt in to lifetime cover and save, or just to have the peace of mind that comes with circumventing public hospital waiting lists. Choosing your preferred hospital, doctor or surgeon without waiting can be valuable, particularly for elective surgery.
Dental most wanted
	While hospital cover is pretty self explanatory, extras cover offers a wide range of services. These include optical, dental, chiropractic, physiotherapy and more.
Wellness is better than any cure
	When it comes to wellness programs, there is no shortage of support from the health insurers. According to CANSTAR CANNEX research, 45% of health insurers surveyed will cover gym membership if it is deemed medically necessary by a doctor.
Narrowing the gap
	A gap payment, also known as out-of-pocket expense, is the amounts outstanding between what a specialist charges and what a health fund covers.
Restricted can mean you go public
	Most health insurance policies group services up into three categories - included, restricted and excluded.
Start young, save heaps
	Signing up for private health insurance before you reach the age of 30 is one of the major carrots offered by the government under its Lifetime Health Cover plan.
Top tips to save a bundle
	Tailoring health cover to your life stage and needs is the smartest thing you can do financially.
Even Superheroes Need Health Insurance
	As we're all too well aware, even superheroes aren't completely invincible. We mere humans must therefore take certain precautions.
New year's resolutions off to a healthy start?
	Private Health Insurance is one logical and growing avenue of help in achieving health related resolutions, with many funds providing wellness programs and support.
Top 5 Tips to Better Health Insurance Cover
	Finding the right health insurance policy that fits your individual situation can be a laborious process which is, even at the best of times, confusing. Here are 5 tips to help you to find the hospital and extras cover that is just right for you.
Free Health Insurance For Kids
	Free health insurance for kids might seem like one of those deals that are too good to be true but this is no hoax. Most private health insurance funds in Australia charge the same premiums for families with children as they do for couples without children which effectively means you can get free private health insurance for your kids.