Health Insurance Star Ratings and Awards 2021

2021 Health Insurance Star Ratings and Awards

Canstar’s Health Insurance Star Ratings and Awards consider three separate types of health insurance policy (hospital cover, extras cover and packaged hospital and extras cover). The ratings process for each of these involves a unique methodology that evaluates policies and providers based on their pricing and features.

September 2021

National Winners

ahm
HCF
Medibank

State Winners (NSW)

HCF (Hospital)
HCF (Extras)
HCF (Package)

State Winners (NT)

HCF (Hospital)
HCF (Extras)
HCF (Package)

State Winners (Qld)

HCF (Hospital)
ahm (Extras)
Medibank (Package)

State Winners (SA)

HCF (Hospital)
ahm (Extras)
HCF (Package)

State Winners (Tas)

HCF (Hospital)
HCF (Extras)
HCF (Package)

State Winners (Vic)

Latrobe (Hospital)
ahm (Extras)
Latrobe (Package)

State Winners (WA)

HCF (Hospital)
HCF (Extras)
HCF (Package)

Numbers crunched by Canstar Researchers

Institution_icon1

26

providers considered

476

consumer profiles

2,735

hospital policies

2,822

extras policies

12,106

package policy combinations

3

national winners

4

state winners

View Star Ratings Methodology

What makes an Award-winning health insurance policy?

Find out how Canstar rated health insurance policies and named its Health Insurance Award Winners for 2021.

Award Winners

National Winners

Medibank: Outstanding Value Award Winner | Canstar

State Winners (Qld)

Medibank: Outstanding Value Award Winner | Canstar

About Star Ratings

Canstar's Star Ratings are unique. We evaluate literally thousands of products from hundreds of financial institutions. Our expert researchers analyse every product by comparing price and features to determine what represents value.

View Current Star Ratings and Awards

View the 2020 Health Insurance Star Ratings and Awards

Important Information

This advice is general and has not taken into account your objectives, financial situation, or needs. It is not personal advice. Consider whether this advice is right for you, having regard to your own objectives, financial situation and needs. You may need financial advice from a suitably qualified adviser. For more information, read Canstar’s Financial Services and Credit Guide (FSCG) and our detailed disclosure. Canstar may receive a fee for referring you to a product provider – for further information, see how we get paid.

Canstar is a comparison website, not a product issuer, so it’s important to check any product information directly with the provider. Consider the Product Disclosure Statement (PDS), Target Market Determination (TMD) and other applicable product documentation before making a decision to purchase, acquire, invest in or apply for a financial or credit product. Contact the product issuer directly for a copy of the PDS, TMD and other documentation.

Canstar is an information provider and in giving you product information Canstar is not making any suggestion or recommendation about a particular credit product or loan. If you decide to apply for a credit product or loan, you will deal directly with a credit provider, and not with Canstar. Rates and product information should be confirmed with the relevant credit provider. For more information, read the credit provider’s key facts sheet and other applicable loan documentation for that product. Read the Comparison Rate Warning.
The Health Insurance Star Ratings and Award results referred to in this article were published in September, 2021. View the Health Insurance Star Ratings and Award methodology for more information. The results do not include all providers and may not compare all features relevant to you. They do not constitute a suggestion or recommendation about any particular insurance product, and Canstar is not providing a recommendation for your individual circumstances. Star Ratings and Awards are only one factor to take into account when considering products.

Costs, features and other product information should be confirmed with the relevant financial institution. Any inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. If you decide to apply for an insurance product, you will deal directly with an insurance provider, and not with Canstar. Consider the Product Disclosure Statement or other relevant documentation before making a purchase decision. Any company listed above may use or be used by another company to arrange, issue, distribute or sell its insurance policies to customers. For more information on the issuer of the policy, please read the product disclosure statement, fact sheets and any other information provided in relation to the product. A copy of the relevant product disclosure statement is available from the company.