Health Insurance - September 16th A Guide to Home Care Packages in Australia A 2020 survey of over 10,500 people ordered by the Aged Care Royal Commission found that many older Australians were concerned about going into residential aged care, with a majority saying they would prefer to receive...
Life Insurance - September 9th Estate Planning Guide: Getting your affairs in order When a family member or close friend passes away, it can be very difficult emotionally. At such a time, logistics and administration tasks can put additional pressure on loved ones. Having an effective and well-thought-out estate...
Finance News - August 7th ASIC: Super funds charged higher premiums through incorrect "smoker" classification ASIC has listed which super funds were found to have charged higher life insurance premiums by incorrectly classifying members as smokers.
Income Protection Insurance - August 5th Can casual workers get income protection? Being a casual worker can offer you more flexible working hours and a higher equivalent rate of pay than full-time employees. However, this can come at the expense of job security – for example, if you...
Life Insurance - August 4th Life insurance for nurses: What are your options? Nurses can face some unique risks at work. Because of this, you may want to add additional coverage or look for specific features when choosing a life insurance policy. Canstar spoke to certified financial planner Lance...
Life Insurance - July 21st Buying life insurance – tips from an industry insider Reviewing life insurance doesn't top many “to do” lists, but it's never been easier to buy! Here is a rundown of the three main ways you can buy life insurance.
Life Insurance - July 20th Life insurance for doctors: What cover do you need? Doctors can be exposed to a number of unique risks at work. Some risks, such as needlestick injuries, will not be covered by all life insurance policies. Canstar spoke to certified financial planner Lance Cheung to...
Life Insurance - July 8th Powers of Attorney: What are they and what do they do? Powers of attorney are important documents that can be very useful for both private and commercial purposes. Depending on the state or territory that you are in, powers of attorney may be used for a number...
Income Protection Insurance - July 2nd What is redundancy insurance and who offers it? Also known as “income security insurance” or “unemployment cover”, redundancy insurance can add another layer to your financial coverage.
Income Protection Insurance - June 16th Income protection insurance for the self-employed Being self-employed can mean your income goes through more ups and downs than someone who’s employed by a company or in the public or charity sector. But what would happen if your income stopped completely because...
Life Insurance - May 29th Which life insurers offer Outstanding Value in 2020? Find out which providers have come out on top in this year’s life insurance Star Ratings and Award.
Life Insurance - May 22nd What is ‘no medical’ life insurance and how can I get it? When you apply for life insurance, you’ll typically be asked some general questions about your health and medical history. But in some circumstances, you may be able to apply for life insurance without this information being required.
Income Protection Insurance - April 17th Making a life insurance claim When we obtain life insurance, whether it is death cover, income protection, total and permanent disability or trauma/critical illness cover, we believe that we need it to protect ourselves or our family. But, in some ways,...
Life Insurance - April 17th Multiple life insurance policies: Are two policies better than one? Life insurance is designed to provide financial support for you and your loved ones should something happen to you. For some, one robust life insurance policy is enough to provide peace of mind. For others, taking...
Finance News - April 8th 8 experts weigh in on smart things to do with your money during the COVID-19 outbreak Many Australians are doing it tough as the economic impacts of coronavirus are beginning to be felt. While these are hard times financially for many people, there are some things that you can take charge of...
Income Protection Insurance - April 1st Award-winning income protection providers for 2020 revealed Canstar has revealed the policies and providers that took out top spots in this year’s direct income protection Star Ratings and Awards. What do they offer that made them stand out?
Finance News - March 30th Life insurance, income protection cover and renting: The changes you should know about New laws that will impact super savings, rental tenancies and income protection insurance are kicking in. Here's a timeline of what to expect and who will be affected. 23 March 2020: Sweeping changes to NSW residential...
Income Protection Insurance - March 23rd The countdown is on for sweeping income protection changes: How could they affect you? The range of options available to anyone looking to insure their income if they are injured or get sick is about to get narrower. Here’s what could be on the cards once sweeping income protection changes...
Life Insurance - February 27th If you die while taking a selfie, are you covered by life insurance? More than 250 people around the world have died while taking a selfie. In this brave new world where dangerous selfies have become a possible cause of death, how are life insurers responding and what impact...
Finance News - February 24th CBA scheme pays mortgages for 1 year if customer, their child or partner, dies or becomes terminally ill What would happen if your partner died or you became so ill that you couldn’t afford your home loan? Today, a major bank announced most of its home loan customers would not have to pay their...