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How Much Does OSHC Cost? (Overseas Student Health Cover Premiums)

If you are an overseas student studying in Australia, then chances are you need to have Overseas Student Health Cover (OSHC). But – how much does it cost?

Every year, Canstar researches OSHC insurance in Australia and gives a star rating to show which insurance companies give outstanding value. To find out what overseas student health cover (OSHC) covers, read this article. To find out how much OSHC costs, keep reading…

What does OSHC cost?

The cost of the OSHC policy will depend on the level of cover that you choose; however, according to Canstar’s research, the lowest cost of minimum cover is $438/year for singles cover, $2,685/year for couples cover and $4,026/year for family cover (Australian dollars).

Who offers OSHC?

There are currently five OSHC insurance companies (also known as “health funds”) in Australia that we researched in 2017:

  1. Australian Health Management
  2. Bupa Australia
  3. Medibank
  4. Allianz Global Assistance (subcontracted by Lysaght Peoplecare)
  5. NIB

See our comparison table below to preview a snapshot of the policies provided by the above mentioned companies. Please note that this table has been formulated based on an individual with a 1 year study visa in NSW.

Compare OSHC Student Health Cover with Canstar

Find out more about OSHC with our latest star ratings report:

OSHC Star Ratings - Canstar


The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement (PDS) to determine all the current options and inclusions for the product you are considering.

CANSTAR is an information provider and in giving you product information CANSTAR is not making any suggestion or recommendation about a particular insurance product. If you decided to apply for an insurance policy, you will deal directly with an insurance provider, and not with CANSTAR. Premiums, coverage, benefit limits, and product information should be confirmed with the relevant insurance provider. For more information, read our detailed disclosure and our Financial Services and Credit Guide.

Sponsored products are paid advertisements and do not include all providers. Canstar receives a fee for referring you to the advertiser. Canstar is not giving you advice in relation to sponsored products. 

Products displayed above that are not “Sponsored” are sorted by monthly premium. Canstar may receive a fee for referral of leads from these products. See How We Get Paid for further information. If you decide to apply for health insurance, you will deal directly with an insurance provider, and not with CANSTAR.

Consider the provider’s detailed product and pricing information before making a decision to purchase a policy. The products displayed on this page do not include all providers and may not compare all features relevant to you. View the Canstar Health Insurance Star Ratings Methodology and Report. The rating shown is only one factor to take into account when considering products.

The Star Ratings in this table were awarded in March, 2017 and data is as at that date, updated from time to time to reflect product changes notified to us by product issuers.

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