Bow Wow Meow Pet Insurance

Bow Wow Meow is a specialist provider of pet insurance.

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The table below displays a snapshot of pet insurance policies with accident and illness cover on Canstar’s database with links to providers’ websites, sorted by Star Rating (highest to lowest). These results are based on cover for a one-year-old medium dog breed.


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What types of pet insurance does Bow Wow Meow offer?

Bow Wow Meow offers accident-only cover (The Basics), and accident and illness cover (Comprehensive) policies.

If you’re unsure as to which kind of pet insurance is most appropriate for you, or would like to better understand the different levels of cover, check out our guide to the different kinds of pet insurance.

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What breed of pets does Bow Wow Meow pet insurance cover?

Bow Wow Meow covers dogs of small, medium and large breeds, as well as cats.

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How do you take out pet insurance from Bow Wow Meow?

You can purchase a Bow Wow Meow pet insurance policy online. If you need help applying, call Bow Wow Meow on 1800 668 502 (8.30am – 5pm EST, Mon – Fri).

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Bow Wow Meow FAQs

Bow Wow Meow expressly lists some illnesses and injuries as exclusions that are not covered by its pet insurance. These include, but are not necessarily limited to, pregnancy, elective procedures, foods/diet, grooming, behavioural problems and pre-existing conditions.

It’s important to read the Product Disclosure Statement to find any exclusions listed in a policy and to also consider what illnesses your pet may need coverage for. For more information about what’s not covered by some pet insurance policies, check out our list of 13 common pet insurance exclusions.

Bow Wow Meow will insure a pet under its Comprehensive cover between eight weeks of age and before its ninth birthday. Bow Wow Meow offers Lifetime Cover, so once your pet is insured, it’s insured for life. Bow Wow Meow’s Accident plan has no upper age limit for joining. You can find more details about this in the Product Disclosure Statement.

It’s important to check with your chosen provider to see if they have an age limit on their policies – older pets tend to be more expensive to cover as they are much more likely to suffer from illness or injury than younger pets.

Bow Wow Meow does not require you to provide medical records in order for them to insure your pet.

Yes, Bow Wow Meow lets you use any vet who is licenced to practice in Australia.

Yes, Bow Wow Meow’s pet insurance policies come with an annual limit of either $8,000 or $12,000 depending on which plan your pet is insured under. The annual benefit limit and claim terms and conditions for Bow Wow Meow’s Basics and Comprehensive pet insurance policies are outlined in its Product Disclosure Statements. Find out more about pet insurance benefit limits and how much you can claim here.

Bow Wow Meow allows you to receive a reimbursement of up to 80% of your vet costs. The reimbursement you receive will depend on the age of your pet and your choice of insurance cover.

You can lodge a claim with Bow Wow Meow either online or by post. More details on how to claim with Bow Wow Meow can be found here.

Your Bow Wow Meow pet insurance policy will automatically renew if you choose not to alter or cancel it after receiving your renewal notice. If you’re not sure whether to renew or switch, here’s our guide to renewing your pet insurance policy.

Make sure you compare pet insurance policies before simply renewing the same policy, so that you continue to get outstanding value insurance at the right price:

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Bow Wow Meow was founded in 1995, and has been an Australian-owned business since the start. It was originally a provider of personalised pet ID tags, but started providing health insurance in 2008. Since it launched its insurance offering, it claims to have insured and helped more than 50,000 pet owners. Its insurance policies are underwritten by The Hollard Insurance Company Pty Ltd.

Written by: Nina Tovey | Last updated: February 6, 2018