HIF Pet Insurance
What types of pet insurance does HIF offer?
HIF pet insurance offers three levels of cover:
- Basic: cover for accidental injury, ingesting foreign objects, poisoning, toxicity and treatment of paralysis tick and snake bites.
- Middle: in addition to everything covered by the Basic product, this provides cover for cancer treatments, joint dislocations, intervertebral disk disease (a condition affecting an animal’s spinal column) and some developmental problems.
- Top: HIF’s most comprehensive pet insurance product, it includes eligible vet expenses for covered illness or accidental injury.
What type of pets does HIF pet insurance cover?
HIF offers pet insurance for dogs and cats.
What is not covered by HIF pet insurance?
HIF pet insurance does not provide cover for pregnancy, elective procedures, the cost of pet foods, grooming or pre-existing conditions. Read HIF’s Product Disclosure Statement (PDS) for a full list of exclusions.
What is the age limit for pets covered by HIF pet insurance?
HIF says you can insure your dog or cat after they are eight weeks old and before they are nine years old on its Middle and Top covers. HIF says there is no upper age limit for its Basic cover.
Once you have insured your pet, HIF says it is available for the life of your pet, provided you continue to renew your policy. HIF says your cover level will not be reduced as your pet ages, provided you continuously maintain the cover. Additionally, HIF says it will not cancel your policy on the basis of your pet’s age.
