Home Loans - Page 31
Underquoting pushing property prices higher: How to protect yourself
Property agents have been caught intentionally underquoting estimated property selling prices to buyers to create more interest and generate competition to drive prices higher. There are a few ways you can protect yourself, experts explain.
RBA holds: How will borrowers with big home loans fare once rates rise?
The RBA says it still has no intention to raise the cash rate before 2024, but new research suggests many Australians are taking the view that lenders' interest rates will increase much sooner. With that in mind, one expert now could be an ideal time for borrowers to put a dent in their mortgage debt, while interest rates are low.
Canstar recognises finance disruptors with its 2021 Innovation Excellence Awards
Canstar’s Innovation Excellence Awards celebrate the products that are disrupting the finance industry and helping everyday customers.
The 5 craziest trends we're seeing in the property market
Australia's property market is booming, particularly in the major cities. A host of trends have emerged, some of which we've probably never seen the likes of before.
How long should you hold on to a property before selling?
We take a look at some of the issues to consider when working out how long you should keep your home or investment property. How long should you hold on to a property before you sell? This is a well-debated question, and the answer varies depending on whether you’re an owner occupier or an investor. The one key differential between the two is capital gains tax – but it shouldn’t be the only consideration. Buying and selling costs, emotional upheaval, tax benefits, lost opportunity and uncertainty when it comes to market volatility are just some of the elements that property owners … Continued
10 steps to help you save money and protect your finances
While there have been some positive signs for Australia’s economy following the coronavirus-induced recession, many households are still keeping a close eye on their budget, particularly as some temporary government stimulus schemes draw to an end. Here are 10 steps you could take right now to help you save money and shore up your finances. Check out the Canstar App 1. Ask yourself if you could be doing better with your home loan If you’re trying to cut back on some expenses, one possibility is to look closely at your home loan and how much you’re being charged. Interest rates are … Continued
What can you do if you are struggling to pay your mortgage?
As JobKeeper and JobSeeker come to an end and the remaining loan deferrals also wind up, some Australians may be experiencing additional pressure to make mortgage repayments.
Is it too late to buy property in regional areas?
Property prices in regional locations have been rising over the past 12 months. We ask three experts whether they think it’s too late to buy.
Everything property owners need to know at tax time: Opinion piece
As a first time property investor, it can be difficult to know what steps to take, especially around tax time. Find out what may be involved for you as explained by expert John Pidgeon.
5 home renovation jobs for $1000 or less
What home renovations can you do for $1,000 or less? Discover some ideas today.
Smart money moves for every age group
Whether you’re in your 20s, 30s, 40s, 50s or 60s here are some ideas to help you make the most of your money.
The areas in Australia where more women own property than men
New analysis shows women own less property than men across Australia, but there are seven locations that boast some of the highest property prices where females are beating that trend.
The best time to sell a house: Finding Goldilocks
Property is often one of the largest assets we will buy or sell, but is there a particular time that is more likely to yield the result we want?
RBA holds, as homeowners navigate 'catch-22' property market
Data released this week revealed property prices are rising sooner than expected. Sellers might be tempted to capitalise on these conditions, but would then join the hoards of buyers vying for limited stock, creating a pricing surge that could put pressure on the RBA to increase rates.
Tenants in common vs joint tenants: What's the difference?
Buying a property with one or more people? We take a look at two common ownership structures that you may like to consider.
BOQ buys ME Bank to form new banking 'giant'
BOQ has announced it will buy ME Bank for over $1.3 billion, in a bid to provide a “compelling alternative” to the big four banks.
Canstar reveals the winners of its Home Loan Awards
Canstar has named the winners of its annual Home Loan Awards. Find out which providers won and what difference an Award-winning provider could make.
ANZ cuts fixed rates: "Ample choice" out there for refinancers
Continuing the fall in home loan interest rates, ANZ cut its fixed rates today. There is "ample choice" available to borrowers looking for a better rate, and not just from the major banks, according to this expert.
Greater Bank launches new lowest mortgage rate on Canstar's database
Greater Bank now has the lowest fixed interest rate loans on record in Canstar's home loan database.
City suburbs with the biggest price drops since COVID hit
Find out which property markets have been hit the hardest by COVID and which ones have already recovered. There could be opportunities.
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Important Information
For those that love the detail
This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.