Home Loans - Page 32
ING to hike mortgage rate for homeowners, but cut investor rates
ING will be introducing home loan interest rate changes this Thursday. Some homeowners with low deposits might feel the pinch, but investors coming back into the property market could benefit from lower rates.
RBA cash rate held: Are we nearing the end of record-low fixed rates?
The official cash rate is on hold but the Reserve Bank's other efforts that are helping keep fixed home loan interest rates at record lows could be nearing the end of the road.
What to do in a property boom
Whether you’re buying your first home, upgrading, downsizing or investing in property here are some tips on what to do in a property boom.
86 400 set to merge with UBank: What will it mean for customers?
86 400 could be combining with UBank by mid-2021 if shareholders and regulators approve the deal. If you bank with either, you might be wondering what to expect.
UBank launches new lowest home loan rate on Canstar's database
UBank has cut fixed home loan rates, making its three-year fixed interest rate for owner-occupier borrowers the lowest on record in Canstar's database. Applicants will have to be ready to get in quick, with the offer available for a limited time only.
How do you check your credit score?
If you’re looking to apply for a credit or loan product, it’s important to know where you stand as a borrower.
How to haggle for a lower home loan rate
Looking for a lower home loan rate? We dive into the ins and out of asking your lender for a better deal on your current loan.
Property: 5 tips for making a pre-auction offer
Bidding for a property at auction can be stressful. Here are six times you may be able to snag a property before auction day and tips for making a pre-auction offer.
Which banks made the biggest home loan cuts in 2020?
Looking back on the year, Canstar can reveal the home loans on its database that had the biggest interest rate cuts in 2020. Plus, find out where to get some of the best rates right now. Canstar reveals which home loan interest rates had the biggest cuts in 2020. Image source: Andrii Yalanskyi, Shutterstock. The year of the pandemic brought with it a recession that rung in lower interest rates from the Reserve Bank of Australia (RBA). The central bank’s cash rate has fallen by 0.65 percentage points over the year and is now sitting at the record-low rate of 0.10%. … Continued
Property market outlook 2021: How will the capital cities perform?
Want to know how the capital cities will perform in 2021? Here is one expert's forecast for property prices around Australia.
Australia emerging from recession: CommSec economist on jobs, property, interest rates & super
CommSec's chief economist Craig James shares his thoughts on Australia emerging from its first recession in almost 30 years, plus what it could mean for interest rates, jobs, property prices and super.
Do multiple loan applications affect my credit rating?
Could it harm your credit report and credit score to make multiple applications for credit within a short space of time? Canstar explains.
Do multiple loan applications affect my credit rating?
Could it harm your credit report and credit score to make multiple applications for credit within a short space of time? Canstar explains.
Refinancers chasing lower home loan rates with record-low cash rate
Though the cash rate is on hold this month, previous cuts in November and earlier this year have seen home loan rates track down to record lows. Canstar spoke to some refinancers who have jumped on the opportunity to get a better home loan rate and make their finances more manageable in the year of the pandemic.
Is now the time for a tree change? An expert's perspective
A tree change is a relocation from a capital city to a smaller town or city. Here we look at what to consider before your move.
9 property trends we can expect in 2021
What’s in store for the property market next year? Buyer’s agent Michelle May reveals the trends she thinks we are likely to see.
4 ways to save for a home deposit
In today’s low rate world, it can pay to look beyond savings accounts to grow a first home deposit. We look at four options and the pros and cons of each.
Retirement Income Review: How should Australians fund their retirement?
A review into Australia's retirement income system has further ignited debate about what retirees should rely on to fund their retirement, with some saying home ownership is more important in creating wealth than an increase in the super guarantee.
What are basis points?
Canstar explains what basis points are and why they can be helpful to understand when you are dealing with your finances.
Upfront costs of buying a home in a capital city
We take a look at how much you’ll need to save to buy a house in each capital city around Australia, taking into account additional costs such as stamp duty.
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For those that love the detail
This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.