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2023 Overseas Student Health Cover and Working Visa Health Cover Star Ratings and Awards

Canstar releases our Overseas Student Health Cover (OSHC) and Working Visa Health Cover Star Ratings and Awards.


Release: 23 March, 2023

Outstanding Value Awards — Overseas Student Health Cover

Outstanding Value Awards — Working Visa Health Cover

About the 2023 Overseas Student and Working Visa Health Cover Outstanding Value

Canstar’s Star Ratings process uses a sophisticated and unique ratings methodology that compares both cost and features across health insurance policies offered to international residents who are in Australia to study or on a working visa. The highest Star Rating possible is a Five Star Rating.

Compare Overseas Student Health Cover Policies

Canstar’s Outstanding Value Awards for Overseas Student and Working Visa Health Cover are derived from those Star Ratings results. The Outstanding Value Awards recognise the providers found to have excelled across the range of products and policies rated, taking price point into consideration as well.

Learn more→ Working Visa Health Cover

How did we decide on the winners?

To be rated for Canstar’s Star Ratings and considered for the Outstanding Value Awards, health care policies for overseas students and those holding a working visa on Canstar’s database must meet Canstar’s eligibility criteria.

Eligible products and policies are then rated across different consumer profiles. For overseas student health cover (OSHC):

  • 15 different consumer profiles
  • Three different types of household structures, including single, couple and family
  • Five visa duration periods

For working visa health care policies:

  • Three consumer profiles
  • Three different types of household structures, including single, couple and family

You can learn the full details of Canstar’s OSHC and Working Visa Health Cover Star Ratings and Awards in the methodology.

Numbers crunched by Canstar Researchers

Overseas Student Health Cover

6 providers assessed

6 products rated

15 consumer profiles considered


Working Visa Health Cover

11 providers assessed

49 products rated

3 consumer profiles considered


4 award-winning providers


Read our OSHC methodology →

Read our Working Visa Health Cover methodology →

View the full Star Ratings results for OSHC →

View the full Star Ratings results for Working Visa Health Cover →

See all Canstar Star Ratings and Award results →

Does Canstar rate other products?

 

 

About Canstar

Canstar also has insights and information about financial products and services generally. You can find out about topics such as: interest ratesbuy now pay later (BNPL)business products and tax. You may also be interested in discovering more about calculators and resources, such as our rate checker and free credit score tool, to help you with your financial decision-making.

FAQs

Who decides the winners for Canstar’s Star Ratings and Awards?

Canstar’s expert researchers review the overall value offered by a provider for its products in a financial services category. We consider metrics such as price and costs against features and functionality, with all of the competitors in a category compared using Canstar’s unique research methodology. The products or providers recognised as winners are those that offer the highest overall value proposition.

What other awards does Canstar give?

In addition to Canstar’s Star Ratings that appear in our comparison tables, Canstar gives Outstanding Value Awards that identify providers with high-performing products. Separately, Canstar’s Customer Satisfaction Awards reveal how content customers are with a particular financial institution or insurance provider.

What are Canstar’s Outstanding Value Awards?

Canstar recognises financial institutions with annual Awards for outstanding value across a wide range of product categories. These Awards are given to the providers whose products are the strongest overall performers in our Star Ratings over the award period.

What are Canstar’s Customer Satisfaction Awards?

Canstar’s Customer Satisfaction Awards are for providers, recognising institutions with the most satisfied customers overall based on consumer surveys.

How does Canstar work out award-winning brands and providers?

As Australia’s biggest financial comparison site*, Canstar compares more than 775 brands across more than 30 finance categories. Each of Canstar’s Star Ratings and Awards uses a unique methodology that is brought together by our expert Research team, with products analysed based on price and features. The top 10% of products are recognised with a 5-Star Rating. You can find out more about how Canstar’s value-based rating system works.

Who can I contact for a media enquiry about Canstar’s Star Ratings?

For media enquiries, commentary or analysis about Canstar’s Star Ratings and Awards, including our Outstanding Value Awards or Customer Satisfaction Awards, please contact our Corporate Affairs team.


About: Josh Sale, Ratings Manager

Headshot of Josh Sale, Canstar

Bachelor of Commerce, Economics/Finance dual major, Griffith University. Master of Data Science, Strategy and Leadership, RMIT (ongoing studies)

Joshua Sale is responsible for developing the methodology and delivering Canstar’s flagship Star Ratings, as part of Canstar’s Research team. With tertiary qualifications in economics and finance, he enjoys helping Australians find more suitable financial products by transforming complex calculations into a consumer-friendly Star Rating that explains the values and benefits of different financial products.

As one of Canstar’s company spokespeople, Joshua has participated in print, radio and broadcast interviews with the likes of the Australian Financial Review, news.com.au and Money magazine, along with other leading media outlets, discussing topics such as home loan equity, banking incentive schemes, digital wallets and wider finance trends.

Joshua is known for his ability to simplify complex products and technical information, crunching the data into meaningful insights for consumers about finance. He has analysed several consumer markets across banking, insurance and wealth, and is keenly interested in various topics, ranging from how Australians interact with their superannuation funds, to the dynamic nature of the health insurance market, and collecting and redeeming credit card reward points.

Joshua believes that knowledge is the first step towards empowerment. Even while studying, he facilitated peer-assisted study sessions for economics, and represented his University’s Business School in an academic committee.

You can follow Josh on LinkedIn, and Canstar on Twitter and Facebook.


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