eric Car Insurance

How do you buy car insurance from eric?

First, consider comparing comprehensive car insurance policies among a range of providers with Canstar to see if you can find a product that suits your needs.

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According to its website, you must meet the following eligibility criteria to apply for comprehensive car insurance with eric:

• Vehicle must be registered and roadworthy
• Diver must be licensed and 18 years or older
• Vehicle cannot be older than 20 years
• Vehicle must not have existing damage
• Car should not be used for excluded purposes (courier, racing, rideshare, rental, delivery, etc.)
• An acceptable driving and accident history

If you choose to go with eric, you can get a car insurance quote directly through its website or over the phone.

Does eric let you nominate a higher or lower excess?

In their online quoting tool, eric offers certain drivers a choice of excesses ranging from $675 and $1425 for drivers who are listed on your insurance policy, and $750 for unlisted drivers. This could be different according to the profile of the applicant.

As mentioned on its website, eric offers five types of excess:

1. Basic excess;
2. Inexperienced driver excess;
3. Imposed excess;
4. International licence holder excess;
5. Unlisted driver excess (excluding learner drivers)

Remember, generally the higher the excess, the lower the car insurance premiums will be and vice versa.

Does eric let you choose between market and agreed value?

Policyholders can choose between covering their vehicle for its market value or an agreed value for most claim types. Some exclusions may apply.

If you’re not sure which of these options would be better for your vehicle specifically, here’s an article about market vs agreed value which could help you make your mind up.

How do you lodge a claim with eric?

According to eric, you can lodge a claim 24/7. This can be done via one of the following ways:

• over the phone during business hours
• online via its website
• via email
• via post

How do you renew your car insurance with eric?

Policyholders will be notified prior to their insurance policy expiring with an invitation to renew. eric says it will send you a renewal notice prior to the expiry of the insured period. It states that if you pay your premium by instalments, your insurance will automatically renew if you do not notify eric otherwise.

Consider comparing car insurance policies before simply renewing the same policy, to help ensure you can continue to get the cover you need as well as value for money.

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About eric

A totally-owned Australian general insurance provider, eric has more than 20 years of experience in the automotive industry. It provides motorcycle and comprehensive car insurance, as well as specialist policies, such as for tyres and wheels. Eric Insurance Limited underwrites motor trade-related insurances for wholesale and retail clients.