Home Loans FAQs

Is it better to rent or buy?

What is a mortgage?

I'm self-employed/a contractor – will I be able to get a home loan?

How much home loan deposit do I need?

What can count towards a deposit?

Can I get a First Home Owners Grant from the government?

How much can I borrow?

How much should I borrow?

What are the upfront costs when buying a home?

What types of mortgages are there?

What type of home loan is best for a first home buyer?

What is a package home loan and are they worth it?

Is fixed or variable better?

What is a variable rate home loan?

What is a fixed rate home loan?

What is a split loan?

What is an interest only loan?

What is a line of credit home loan?

Can I get a family guarantee on my home loan?

What is a mortgage broker?

What should you look for in a buyer’s agent?

How do I choose a home loan? What features should I look for?

What is an offset account?

What is a redraw facility?

How do I refinance my home loan?

What is negative gearing?

What is mortgage protection insurance? Why you probably don’t need it

How can I do my own research on the property market?

How long does it take to find a house to buy?

Negotiating the price when buying a home

Best time to buy a home

Do different property types influence a lender’s decision?

Pros and cons of apartment living

Checklist for buying a unit

Duplex living – is it right for you?

Buying an off-the-plan property

Pros and cons of owning acreage

Buying a house vs building a house

Buying a 'fixer upper'

Homes in good school catchment areas

How do I buy a house at auction?

Best suburbs to buy in Brisbane

Best suburbs to buy in Sydney

Best suburbs to buy in Melbourne

Best suburbs to buy in Adelaide

Best Suburbs To Buy In Perth

Should I get home loan pre-approval before looking for a house?

How do I apply for a home loan?

How can I improve my chances of being approved?

Will multiple loan applications affect my credit rating?

How much will my home loan cost? What does a mortgage cost?

What fees are charged on a home loan?

How long will it take to pay off? What if I make extra repayments?

How will an interest rate change affect my repayments?

What is a home loan comparison rate?

What is lender’s mortgage insurance?

What is a revert rate?

What are break costs?

What is capital gains tax (CGT)?

Pros and cons of buying an investment property

Choosing an agent to rent vs DIY landlord

Finding an affordable investment property

Finding the right tenant for your investment property

Is a holiday home a good investment?

What is negative gearing?