Superannuation

The Superannuation Star Ratings were awarded in April 2021. The results don’t include every provider in the market and we may not compare all features relevant to you. Current fees and performance information are displayed and may be different to what was rated. The initial table display is sorted by Star Rating, then highest 5 year return, then alphabetically by company. You can use the sort buttons at the top of each column to re-order the display. Learn more about our Superannuation Star Rating Methodology. The rating shown is only one factor to take into account when considering products. Check current product details and investment options with the product issuer. If you are unsure about any terms used in the comparison table please refer to the glossary.

Any advice on this page is general and has not taken into account your objectives, financial situation or needs. Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Canstar is not providing a recommendation for your individual circumstances. It’s important you check product information directly with the provider. Consider the Product Disclosure Statement and Target Market Determination (TMD), before making a purchase decision. Contact the product issuer directly for a copy of the TMD. For more information, read our Detailed Disclosure.

The age group you selected is used to provide the results in the table, including fee, performance and asset allocation based on the investment profile in the Canstar Superannuation Star Ratings methodology. Consider your own level of risk comfort when you review the asset allocation as your preference may not match the profile shown. Some providers use different age groups for their investment profiles which may result in you being offered or eligible for a different product to what is displayed in the table. See here for more details.

SunSuper’s allocation of funds for investors aged 55-99 differs from Canstar’s methodology – see details here. The Sunsuper for Life product may appear in the table multiple times. While you will not be offered any single investment option, this is to take into account the different combinations of investment options SunSuper may apply to your account based on your age. For more detail in relation to the SunSuper for Life product please refer to the PDS issued by SunSuper for this product.

QSuper sets different balance ranges, resulting in a different investment mix in some cases to that resulting from Canstar’s methodology – see details here.

Investment profiles applied initially may change over time in line with an investor’s age. See the provider’s Product Disclosure Statement and in particular applicable age groups for more information about how providers determine their investment profiles.

The performance and fee information shown in the table is for the investment option used by Canstar in rating of the superannuation product. Performance information shown is for the historical periods up to 30/11/2021 and investment options noted in the table information. Performance figures shown reflect net investment performance, i.e. net of investment tax, investment management fees and the applicable administration fees based on an account balance of $50,000. To learn more about performance information, click here. Performance data may not be available for some products. This is indicated in the tables by a note referring the user to the product provider, or by no performance information being shown.

Please note that all information about performance returns is historical. Past performance should not be relied upon as an indicator of future performance; unit prices and the value of your investment may fall as well as rise.

Canstar may earn a fee from its Online Partners for referrals from its website tables, and from sponsorship or promotion of certain products. Fees payable by product providers for referrals and sponsorship or promotion may vary between providers, website position, and revenue model. Sponsorship/promotion fees may be higher than referral fees. If a product is sponsored or promoted, it’s an ad and it is clearly marked as such. An ad might appear in different places on our website, such as in comparison tables and articles. Ads may be displayed in a fixed position in a table, regardless of the product's rating, price or other attributes. The location of an ad doesn’t indicate any ranking or rating by Canstar. Payment of fees for ads does not influence our Star Ratings. See How We Get Paid to find out more.