Personal Loans

Choosing a personal loan, secured or unsecured

Personal loans might seem like an ideal choice to help you reach a short-term goal like taking a holiday, renovating your home or consolidating your debts. However, without a traditional income stream, you might find getting...

With a short term personal loan, sometimes referred to as a pay day loan or fast cash loan, you can typically borrow anywhere up to $2,000, according to ASIC’s MoneySmart website. MoneySmart advises that the deadline...

However, with a recent EasyWeddings.com.au survey showing that, on average, Aussies ended up spending $10,000 over their original wedding budget, it can be a good idea to think through your financial decisions carefully to avoid falling into debt....

Are you seeking finance for a new car, or need a getaway but don’t have the savings? You may be thinking about getting a personal loan. This is when doing your homework to understand what products represent outstanding value is important.

Is it possible to take out a personal loan secured against your car? What about taking out a car loan, using the car in question as security? Here's the low-down.

While these loans may assist with short-term goals, they can carry a number of fees and usually require you to pay off the amount owed within specific timeframes. Missing a loan repayment could have a negative...

Everything you need to know about jet insurance, including what it covers, how much it can cost, and who offers it.

By Alan Greenstein, CEO, Zagga. In 2017, the Australian Alt-Fi market grew by 53%, making it the second largest Alt-Fi market in the Asia Pacific. Figures from 2016 showed P2P - combining personal lending, business lending and...

The call for the Small Amount Credit Contracts (SACC) came about following a 2016 review that found some lenders were granting loans to people who did not have capacity to repay. At the budget estimates hearing last...