Insure Me Now Life Insurance
Compare Insure Me Now life insurance
Considering Insure Me Now life insurance? See our comparison table below for a snapshot of its current market offerings. Please note that this table has been formulated based on a non-smoking, 30-year-old male in a professional-type occupation. To compare more direct life insurance products, please click here.
The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement (PDS) to determine all the current options and inclusions for the product you are considering.
How do I buy Insure Me Now life insurance?
You can get a quote for Insure Me Now life insurance by clicking on one of the Insure Me Now products in CANSTAR’s direct life insurance comparison page for your occupation and age:
How much does Insure Me Now life insurance cost?
The cost of your life insurance will vary depending on several different factors such as your age, occupation, choice of insurer and whether you’re looking for direct life insurance or advised life insurance.
You can compare Insure Me Now life insurance premiums for direct life insurance for your situation by clicking on the link below. Compare these premiums to the average premiums for direct life insurance on our database.
How do I lodge a claim with Insure Me Now life insurance?
You or your beneficiaries can claim with Insure Me Now life insurance by calling 1300 466 466 (open Mon-Fri).
If your insurance claim is approved, Insure Me Now will arrange the payment of your benefit. If your claim for an income protection benefit is approved, this will involve ongoing payments while you are eligible to continue receiving a benefit, rather than one lump sum payment.
Insure Me Now FAQs
It depends on whether you buy a policy through Insure Me Now or your financial adviser, or if you only have life insurance included through your super fund.
For income protection insurance, the insurance premiums will be generally tax deductible if you buy it directly from Insure Me Now, but not tax deductible if you buy income protection through your super fund. If you only have life insurance included through your super fund, the premiums paid are generally not tax deductible, because the expense is not paid by you directly out of pocket.
Premiums for other forms of life insurance such as term life insurance, TPD insurance or trauma insurance may not be tax deductible. Ask your tax accountant or financial adviser for details.
Insure Me Now life insurance policies are renewed annually, with stepped premiums that increase as you age and as your level of cover increases with indexation, to keep up with inflation. As you age, the maximum benefit sum insured decreases too.
At the time of writing, medical examinations or blood tests may not always be required to apply for direct life insurance with Insure Me Now. However, depending on your sum insured, age and health conditions, a medical examination may be required.
You should be able to change your level of cover by adding or removing features like TPD cover, and by increasing or decreasing your sum insured for each type of cover included in your life insurance policy.
Keep in mind that increasing your level of cover or adding your spouse or children to your policy is likely to mean you pay a higher insurance premium.
Insure Me Now has four main levels of cover on their website:
- Superior Life Insurance Cover
- SMSF Life Insurance Cover
- Essential Life Accidental Death Cover
- Prime Funeral and Final Expenses Cover
If you wish to change your policy inclusions, contact Insure Me Now on 1300 466 466 (open Mon-Fri) to discuss your options.
At the time of writing, Insure Me Now is willing to cover pre-existing conditions. Pre-existing conditions can be covered as long as you disclose your full medical history and details of pre-existing conditions fully and correctly at the time you take out the policy.
You have a legal duty to disclose (tell Insure Me Now about) any pre-existing medical conditions you have now or had in the past, as well as current medications and health issues. Find out more about pre-existing conditions for life insurance here.
Founded in 2012 in Sydney, Insure Me Now was created to provide simple, affordable and easy to understand life insurance protection products for Australians.
Insure Me Now is 100% Australian-owned and operated, and the team is supported by insurance professionals including group insurance specialists with more than a decade’s experience.
Insurance products offered by Insure Me Now are underwritten by Hannover Re Group, one of the largest life reinsurers in the world. Hannover’s life insurance business has been operating in Australia since 1958.