How Much Does OSHC Cost? (Overseas Student Health Cover Premiums)

If you are an overseas student studying in Australia, then chances are you need to have Overseas Student Health Cover (OSHC). But – how much does it cost?

Every year, Canstar researches OSHC insurance in Australia and gives a star rating to show which insurance companies give outstanding value. To find out what overseas student health cover (OSHC) covers, read this article. To find out how much OSHC costs, keep reading…

What does OSHC cost?

The cost of the OSHC policy will depend on the level of cover that you choose; however, according to Canstar’s research, the lowest cost of minimum cover is $438/year for singles cover, $2,685/year for couples cover and $4,026/year for family cover (Australian dollars).

Who offers OSHC?

There are currently five OSHC insurance companies (also known as “health funds”) in Australia that we researched in 2017:

  1. Australian Health Management
  2. Bupa Australia
  3. Medibank
  4. Allianz Global Assistance (subcontracted by Lysaght Peoplecare)
  5. NIB

See our comparison table below to preview a snapshot of the policies provided by the above mentioned companies. Please note that this table has been formulated based on cover for a student with a 1 year study visa.

Find out more about OSHC with our latest star ratings report:


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