If you are an overseas student studying in Australia, then chances are you need to have Overseas Student Health Cover (OSHC). But – how much does it cost?
Every year, Canstar researches OSHC insurance in Australia and gives a star rating to show which insurance companies give outstanding value. To find out what overseas student health cover (OSHC) covers, read this article. To find out how much OSHC costs, keep reading…
The cost of the OSHC policy will depend on the level of cover that you choose; however, according to Canstar’s research, the lowest cost of minimum cover is $438/year for singles cover, $2,685/year for couples cover and $4,026/year for family cover (Australian dollars).
There are currently five OSHC insurance companies (also known as “health funds”) in Australia that we researched in 2017:
See our comparison table below to preview a snapshot of the policies provided by the above mentioned companies. Please note that this table has been formulated based on cover for a student with a 1 year study visa.
Find out more about OSHC with our latest star ratings report:
The Star Ratings in this table were awarded in April 2022 and data is as at that date, updated from time to time to reflect product changes notified to us by product issuers.
Canstar is an information provider and in giving you product information Canstar is not making any suggestion or recommendation about a particular insurance product. If you decide to apply for overseas student health cover, you will deal directly with an insurance provider, and not with Canstar. Rates and product information should be confirmed with the relevant insurance provider. For more information, read our detailed disclosure, important notes and additional information.The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. Canstar is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.
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This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you. Consider the product disclosure statement and target market determination before making a purchase decision. Canstar provides an information service. It is not a credit provider, and in giving you information about credit products Canstar is not making any suggestion or recommendation to you about a particular credit product. Research provided by Canstar Research AFSL and Australian Credit Licence No. 437917.