Credit Score - January 27th What is debt consolidation and how do you do it? If you have multiple debts, one option to consider is debt consolidation. Here’s an overview of how it works and what some of your options are.
Credit Score - January 20th Bankruptcy, insolvency & debt: What are your options? Bankruptcy is a legal process where you are unable to pay debts. It can trigger a domino effect that affects your credit score, chances of approval for loans and flexibility to travel. We explain what it might mean for you, and support that's available.
Credit Score - January 15th Bankruptcy: How long does it stay on your credit report? How can bankruptcy affect your credit score and ability to get a loan? And how long will it stay on your credit report? Canstar reports.
Credit Cards - January 8th How do you check your credit score? If you’re looking to apply for a credit or loan product, it’s important to know where you stand as a borrower.
Credit Cards - December 22nd Does a late credit card payment affect my credit score? Does a late credit card payment look bad on my credit report? Canstar explains why late credit card payments make a black mark on your credit report.
Credit Score - December 15th Credit repair: Can you actually ‘fix’ your credit score? If you have negative information on your credit report, you may be tempted to hire a credit repair company to “fix your report”. But be aware that these companies may charge you high fees for something you can do yourself for free.
Credit Cards - December 11th What is comprehensive credit reporting in Australia and what could it mean for you? Australia recently made the switch from negative to positive or comprehensive credit reporting. Find out how the new system works.
Credit Score - December 7th Does having a personal loan affect my credit rating? Does having a personal loan help or hinder your credit score? We look at the potential impact and offer tips on managing a loan responsibly.
Credit Cards - December 2nd How to understand your credit score using Credit Simple If you are about to apply for a loan or a credit card, knowing if you are regarded as a reliable borrower can be helpful in predicting whether you’ll be successful in your application.
Credit Score - December 2nd Do multiple loan applications affect my credit rating? Could it harm your credit report and credit score to make multiple applications for credit within a short space of time? Canstar explains.
Credit Score - December 1st Does using Afterpay affect your credit score? Are you one of the many Australians who use ‘buy now pay later’ platforms like Afterpay and Zip? Find out how this affects your credit score.
Credit Score - November 24th How to protect yourself from identity theft Australians have lost over $2.9 million to identity theft so far this year, figures from the Australian Competition and Consumer Commission (ACCC) reveal.
Credit Score - November 10th What is a garnishee order and how can you stop it? A garnishee order is a court approved order which allows a creditor to instruct a third party to redirect a person's funds to them when they are owed money.
Credit Cards - November 5th Does applying for a credit card hurt my credit score? From what is a good credit score to whether applying for a credit card will hurt your score, here are the answers to some common credit score questions.
Credit Score - November 4th How to understand your credit score using Credit Savvy If you’re looking to apply for a loan or credit card, find out more about how Credit Savvy calculates your credit score.
Credit Score - November 4th How does my credit score affect my ability to get a home loan? Your credit score may affect your ability to get a home loan for a number of reasons. Here's how it all breaks down.
Credit Score - November 4th How is your credit score calculated? Do you know your credit score, and how it's calculated? It may be helpful to know your credit score before applying for credit or a personal loan. Canstar explains...
Credit Score - November 4th How financial counsellors can help Australians in difficulty If you're in financial trouble, a financial counsellor might be able to help. Here's a quick guide to what financial counsellors do.
Credit Score - November 28th How To Work On Maintaining Your Credit Score If you've got a good, very good, or excellent credit score, you'll obviously want to keep it that way, if not make it even better; here are some tips on how to do so!
Credit Score - July 22nd Five Facts You Might Not Know About Your Credit Score Credit scores can be quite complex and multi-faceted things - here are some interesting things you may not have known about credit scores.