Compare $250k term deposit rates
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Note: Some rates listed may be promotional rates. Rates shown are as notified to CANSTAR CANNEX during the previous business day.
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$250k term deposit rates
| 18-May-2012 | 30 days nom | 90 days nom | 180 days nom | 270 days nom | 1 year | 2 year | 3 year | 4 year | 5 year | Apply at RateCity | |||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Institution | nom | eff | nom | eff | nom | eff | nom | eff | nom | eff | |||||
| ADCU | - | 5.30 | 5.90 | 5.20 | 5.20NA | 5.20 | 5.20NA | 5.20 | - | - | - | - | - | - |  |
| AMP Bank | 2.75 | 5.25 | 5.50 | 5.40 | 5.15NS | 5.21 | 5.05NS | 5.11 | 5.10NS | 5.16 | 3.75NA | 3.75 | 5.35NS | 5.42 | |
| ANZ | - | 4.75 | 5.00 | - | 4.75NA | 4.75 | - | - | - | - | - | - | - | - | |
| Arab Bank Australia | 3.75 | 4.90 | 4.90 | 4.90 | 5.00NA | 5.00 | 5.25NA | 5.25 | 5.50NA | 5.50 | 5.50NA | 5.50 | 5.75NA | 5.75 | |
| B & E Personal Banking | - | - | - | - | 5.20NM | 5.32 | 5.10NM | 5.22 | - | - | - | - | - | - | |
| Bank of Cyprus Australia | 3.40 | 5.50 | 5.40 | 4.75 | 5.10NA | 5.10 | 5.25NA | 5.25 | 5.30NA | 5.30 | 5.40NA | 5.40 | 5.75NA | 5.75 | |
| bankmecu | - | 5.05 | 5.00 | 5.00 | 4.90NM | 5.01 | 5.00NM | 5.11 | 5.50NM | 5.64 | - | - | - | - | |
| BankSA | 2.55 | 3.25 | 5.10 | 5.00 | 5.05NA | 5.05 | 5.10NA | 5.10 | 5.20NA | 5.20 | 5.30NA | 5.30 | 5.50NA | 5.50 | |
| Bankstown City CU | - | 4.40 | 4.65 | 4.95 | 4.95NM | 5.06 | 4.95NM | 5.06 | 4.95NM | 5.06 | - | - | - | - | |
| Bankwest | 3.75 | 5.40 | 5.20 | 3.75 | 4.91NQ | 5.00 | 4.91NQ | 5.00 | 4.94NM | 5.05 | 5.20NA | 5.20 | 5.18NM | 5.30 | |
| BankWest Business Direct | 4.75 | 5.30 | 5.01 | 4.75 | 4.60NA | 4.60 | 4.60NA | 4.60 | 4.60NA | 4.60 | 5.00NA | 5.00 | 5.20NA | 5.20 | |
| bcu | 3.75 | 5.30 | 5.40 | 3.75 | 5.25NA | 5.25 | 5.25NA | 5.25 | 5.25NA | 5.25 | - | - | - | - | |
| Beirut Hellenic Bank | 3.75 | 5.55 | 4.00 | 4.10 | 4.50NA | 4.50 | - | - | - | - | - | - | - | - | |
| Bendigo Bank | 2.10 | 5.20 | 5.15 | 2.60 | 5.00NM | 5.11 | 5.15NQ | 5.25 | 5.30NA | 5.30 | 5.40NA | 5.40 | 5.70NS | 5.78 | |
| Big Sky Building Society | 4.40 | 5.50 | 5.25 | 4.90 | 5.09NS | 5.15 | 5.25NE | 5.11 | 5.60NE | 5.31 | 5.60NE | 5.18 | 5.70NE | 5.14 | |
| CairnsPenny Savings&Loan | 4.00 | 5.00 | 5.30 | 4.00 | 5.00NA | 5.00 | 5.00NA | 5.00 | - | - | - | - | - | - | |
| CBA Online Only | - | 4.90 | 4.90 | - | 4.90NS | 4.96 | - | - | - | - | - | - | - | - | |
| Citibank | 5.20 | 4.60 | 4.50 | 4.95 | 4.80NE | 4.80 | 4.75NE | 4.64 | 4.85NE | 4.63 | 5.05NE | 4.70 | 5.15NE | 4.68 | |
| Coastline Credit Union | - | 5.00 | 5.10 | - | 4.90NA | 4.90 | 4.80NE | 4.69 | - | - | - | - | - | - | |
| Commonwealth Bank | 3.50 | 5.00 | 4.95 | 3.50 | 5.00NA | 5.00 | 4.70NA | 4.70 | 5.00NA | 5.00 | 5.00NA | 5.00 | 5.40NA | 5.40 | |
| Commonwealth Bank RSA | - | - | - | - | 3.30NS | 3.32 | 3.30NS | 3.32 | 3.40NS | 3.42 | 3.60NS | 3.63 | 3.80NS | 3.83 | |
| Credit Union SA | - | 5.25 | 5.25 | 4.50 | 5.20NQ | 5.30 | 5.30NQ | 5.40 | 5.30NQ | 5.40 | - | - | - | - | |
| CUA | 3.20 | 5.30 | 5.55 | 5.20 | 5.65NA | 5.65 | 5.70NA | 5.70 | 5.70NA | 5.70 | - | - | - | - | |
| Defence Bank | - | 5.05 | 5.10 | 5.30 | 5.00NA | 5.00 | 5.00NE | 4.88 | - | - | - | - | - | - | |
| Encompass Credit Union | - | 5.00 | 5.00 | 5.00 | 4.85NA | 4.85 | 4.75NQ | 4.83 | - | - | - | - | - | - | |
| FCCS Credit Union | - | 5.30 | 5.20 | - | 4.90NM | 5.01 | - | - | - | - | - | - | - | - | |
| First Option CU | - | 5.10 | 4.50 | 4.60 | 5.00NA | 5.00 | 4.75NA | 4.75 | - | - | - | - | - | - | |
| Gateway Credit Union | - | 5.21 | 5.11 | 3.35 | 4.91ME | 5.02 | 4.91ME | 5.02 | 4.91ME | 5.02 | 5.10ME | 5.22 | 5.30ME | 5.43 | |
| Greater Building Society | 4.35 | 5.40 | 5.40 | 5.40 | 5.10NM | 5.22 | 5.10SE | 5.16 | 5.50SE | 5.57 | 5.60SE | 5.67 | 5.80NS | 5.88 | |
| Heritage Bank | 4.25 | 5.55 | 5.40 | 5.10 | 5.10NA | 5.10 | 5.10NA | 5.10 | 5.10NA | 5.10 | 5.10NA | 5.10 | 5.20NA | 5.20 | |
| Institution | 30 days nom | 90 days nom | 180 days nom | 270 days nom | 1 year | 2 year | 3 year | 4 year | 5 year | Apply at RateCity | |||||
| nom | eff | nom | eff | nom | eff | nom | eff | nom | eff | ||||||
| Holiday Coast CU | - | 5.25 | 5.25 | 3.75 | 4.50NA | 4.50 | 4.55NA | 4.55 | 4.35NF | 4.44 | 4.85NF | 4.96 | 4.90NF | 5.01 | |
| Horizon Credit Union | 4.75 | 5.00 | 5.20 | 5.10 | 5.00NA | 5.00 | 5.00NE | 4.88 | - | - | - | - | - | - | |
| HSBC | 2.00 | 3.75 | 3.25 | 3.50 | 3.50NA | 3.50 | 3.50NA | 3.50 | 3.50NA | 3.50 | 3.50NA | 3.50 | 3.50NA | 3.50 | |
| Hume Building Society | 3.50 | 5.30 | 4.50 | 4.50 | 4.90NM | 5.01 | 4.90NM | 5.01 | 4.90NM | 5.01 | - | - | - | - | |
| Hunter United Credit Un | - | 5.30 | 5.46 | 4.99 | 5.34NQ | 5.44 | 5.00NQ | 5.09 | - | - | - | - | - | - | |
| IMB | - | - | - | - | - | - | - | - | - | - | 5.40NA | 5.40 | 5.50NA | 5.50 | |
| ING DIRECT | 3.75 | 5.10 | 5.30 | 5.30 | 5.00NA | 5.00 | 5.00NA | 5.00 | - | - | - | - | - | - | |
| Intech Credit Union | - | 3.35 | 4.35 | - | 4.90NA | 4.90 | 5.00NS | 5.06 | 4.90NS | 4.96 | - | - | - | - | |
| Investec Bank Australia | 4.46 | 5.36 | 5.47 | 4.94 | 5.17NA | 5.17 | 5.03NE | 4.90 | 5.29NE | 5.03 | - | - | 5.60NE | 5.06 | |
| Macarthur Credit Union | 2.50 | 5.30 | 4.00 | 4.00 | 4.80NA | 4.80 | - | - | - | - | - | - | - | - | |
| Macquarie Bank | 4.00 | 5.00 | 5.30 | 5.20 | 5.00NA | 5.00 | 5.00NA | 5.00 | 5.20NA | 5.20 | 5.20NA | 5.20 | 5.60NA | 5.60 | |
| Macquarie Credit Union | - | 4.50 | 5.15 | - | 4.50AE | 4.50 | - | - | - | - | - | - | - | - | |
| Maritime Mining & Power | - | - | 4.60 | - | - | - | - | - | - | - | - | - | - | - | |
| ME Bank | 4.75 | 5.35 | 5.60 | 5.20 | 5.30NA | 5.30 | 5.30NA | 5.30 | - | - | - | - | - | - | |
| MyState | - | 5.35 | 5.55 | - | 5.10NM | 5.22 | 4.95NM | 5.06 | - | - | - | - | - | - | |
| nab | 3.15 | 5.00 | 5.00 | 4.00 | 4.90NM | 5.01 | 4.90NM | 5.01 | 5.00NM | 5.11 | 5.10NM | 5.22 | 5.20NM | 5.32 | |
| Newcastle Permanent | 4.30 | 5.00 | 5.35 | 4.00 | 5.01NQ | 5.10 | 5.30NA | 5.30 | 5.30NA | 5.30 | 5.30NA | 5.30 | 5.70NA | 5.70 | |
| Northern Beaches CU | 4.00 | 5.05 | 4.95 | 4.95 | 4.90NM | 5.01 | 4.80NM | 4.90 | 4.80NM | 4.90 | - | - | - | - | |
| People's Choice Credit Union | - | 5.15 | 5.35 | 5.15 | 5.15NE | 5.15 | 5.15NA | 5.15 | 5.18NM | 5.30 | 5.35NA | 5.35 | 5.32NM | 5.45 | |
| Police Credit | - | 5.25 | 5.25 | 4.75 | 5.00NF | 5.12 | 5.00NA | 5.00 | 5.25NA | 5.25 | 5.25NA | 5.25 | 5.50NA | 5.50 | |
| Police Credit Union | - | 5.30 | 5.20 | - | 5.00NE | 5.00 | 5.10NS | 5.16 | 5.40NS | 5.47 | 5.50NS | 5.57 | 5.60NS | 5.67 | |
| Police&NursesMut Banking | - | 5.40 | 5.40 | 5.25 | 5.40NQ | 5.51 | 5.40NQ | 5.51 | 5.40NQ | 5.51 | 5.40NQ | 5.51 | 5.40NQ | 5.51 | |
| Qantas Staff CU | - | 5.50 | 5.50 | 5.50 | 5.30NM | 5.43 | 5.10NM | 5.22 | 5.10NM | 5.22 | - | - | - | - | |
| Qld Police Credit Union | - | 5.60 | 3.50 | - | 5.60NF | 5.75 | 3.75NM | 3.81 | - | - | - | - | - | - | |
| Qld Professional CU | - | 5.00 | 5.20 | - | 4.95NA | 4.95 | 4.95NA | 4.95 | - | - | - | - | - | - | |
| QT Mutual Bank | 2.60 | 5.30 | 5.60 | 5.25 | 5.25NS | 5.31 | 5.25NS | 5.31 | 5.25NS | 5.31 | - | - | - | - | |
| Queensland Country Credit Union | - | 5.30 | 5.00 | 5.00 | 5.00NA | 5.00 | - | - | - | - | - | - | - | - | |
| Queenslanders CU | 3.30 | 4.98 | 5.70 | 5.00 | 5.01NQ | 5.10 | 5.20NA | 5.20 | 5.18NM | 5.30 | - | - | - | - | |
| Rabobank Australia | 4.00 | 5.00 | 5.10 | 5.20 | 5.20NA | 5.20 | 5.00NA | 5.00 | 5.00NM | 5.11 | 5.30NA | 5.30 | 5.80NA | 5.80 | |
| RaboDirect | 4.00 | 5.10 | 5.40 | 5.40 | 5.38NS | 5.45 | 5.01NQ | 5.10 | 5.18NM | 5.30 | 5.37NM | 5.50 | 5.87NQ | 6.00 | |
| Institution | 30 days nom | 90 days nom | 180 days nom | 270 days nom | 1 year | 2 year | 3 year | 4 year | 5 year | Apply at RateCity | |||||
| nom | eff | nom | eff | nom | eff | nom | eff | nom | eff | ||||||
| Railways Credit Union | - | 5.25 | 5.20 | 5.10 | 4.90NM | 5.01 | 4.90NM | 5.01 | - | - | - | - | - | - | |
| RTA Staff CU | - | 4.55 | 4.55 | 4.55 | 4.30NM | 4.38 | 4.00NM | 4.07 | - | - | - | - | - | - | |
| Rural Bank Limited | - | 5.30 | 5.20 | 3.25 | 5.10NA | 5.10 | 5.20NA | 5.20 | 5.20QE | 5.30 | 5.30QE | 5.40 | 5.40QE | 5.51 | |
| Rural Bank ONE | - | 5.40 | 5.30 | - | 5.20ME | 5.32 | - | - | - | - | - | - | - | - | |
| SCU | - | 3.85 | 3.95 | 3.95 | 5.05NA | 5.05 | 4.90NE | 4.78 | 4.95NM | 5.06 | 4.95NM | 5.06 | 5.30NM | 5.43 | |
| Select Credit Union | - | 4.75 | 4.75 | - | 4.75NM | 4.85 | 4.75NM | 4.85 | - | - | - | - | - | - | |
| SERVICE ONE Members Bank | - | 4.30 | 4.50 | 4.50 | 5.00NA | 5.00 | 5.10NA | 5.10 | 5.20NA | 5.20 | 5.20NA | 5.20 | 5.30NA | 5.30 | |
| SGE Credit Union | 4.00 | 5.10 | 5.10 | 5.10 | 5.20NA | 5.20 | 5.20NA | 5.20 | 5.20NA | 5.20 | 5.20NA | 5.20 | 5.20NA | 5.20 | |
| St.George Bank | 2.55 | 3.25 | 5.05 | 5.00 | 5.05NE | 5.05 | 5.10NA | 5.10 | 5.20NA | 5.20 | 5.30NA | 5.30 | 5.50NA | 5.50 | |
| Summerland CU | 3.50 | 5.30 | 5.40 | 4.00 | 5.50NE | 5.50 | 5.05NM | 5.16 | 5.15NM | 5.27 | 5.15NM | 5.27 | 5.35NM | 5.48 | |
| Suncorp Bank | 4.55 | 5.00 | 5.30 | 4.00 | 5.10NA | 5.10 | 5.10NA | 5.10 | 5.20NA | 5.20 | 5.30NA | 5.30 | 5.40NA | 5.40 | |
| Sutherland Credit Union | - | 5.20 | 5.20 | 5.00 | 4.85NA | 4.85 | 4.85NA | 4.85 | - | - | - | - | - | - | |
| Teachers Mutual Bank | - | 5.50 | 5.40 | 5.10 | 5.00NM | 5.11 | 5.20NM | 5.32 | 5.30NM | 5.43 | - | - | - | - | |
| The Capricornian | - | 5.40 | 5.10 | - | 5.25NA | 5.25 | - | - | - | - | - | - | - | - | |
| The Mutual | 4.35 | 5.40 | 5.40 | 5.20 | 5.17NS | 5.23 | - | - | - | - | - | - | - | - | |
| The Rock Building Soc | 3.50 | 5.50 | 5.65 | - | 5.30NA | 5.30 | - | - | - | - | - | - | - | - | |
| Transcomm Credit Union | - | 5.00 | 5.25 | 5.00 | 5.25NA | 5.25 | 5.00ME | 5.11 | - | - | - | - | - | - | |
| UBank | 3.36 | 5.21 | 5.61 | 5.24 | 5.31NM | 5.44 | - | - | - | - | - | - | - | - | |
| Unicredit-WA | 4.20 | 5.30 | 5.35 | - | 5.35NA | 5.35 | 5.40NA | 5.40 | - | - | - | - | - | - | |
| Victoria Teachers Mutual Bank | 3.85 | 5.20 | 5.25 | 5.25 | 5.20NF | 5.33 | 5.30AA | 5.30 | 5.40AA | 5.40 | 5.60AA | 5.60 | 5.60AA | 5.60 | |
| 18-May-2012 | 30 days nom | 90 days nom | 180 days nom | 270 days nom | 1 year | 2 year | 3 year | 4 year | 5 year | Apply at RateCity | |||||
| Institution | nom | eff | nom | eff | nom | eff | nom | eff | nom | eff | |||||
Rates are for information purposes only and must be confirmed by the company quoted. If more than one product is available then the cheapest product is represented.
| First character: | A | Interest compounded annually |
| S | Interest compounded semi-annually | |
| Q | Interest compounded quarterly | |
| M | Interest compounded monthly | |
| F | Interest compounded fortnightly | |
| W | Interest compounded weekly | |
| N | Interest not compounded, simple interest | |
| Second character: | A | Interest paid annually |
| S | Interest paid semi-annually | |
| Q | Interest paid quarterly | |
| M | Interest paid monthly | |
| F | Interest paid fortnightly | |
| W | Interest paid weekly | |
| E | Interest paid on maturity |
